Camilo Tellez-Merchan is a consultant whose work focuses on the use of the digital payments infrastructure in sectors such as energy, water and health.
This Brief provides an introduction to the fast-evolving landscape of digital credit and illustrates common features of this new digital finance offering.
Open APIs have the potential to provide more opportunities to the financially excluded, allowing users to make and receive secure, convenient, and affordable payments.
Innovative businesses are leveraging Digital Finance Plus to link poor communities with essential services. The success of these businesses is driven by multiple market factors. We explore which factors matter most based on a framework CGAP developed with McKinsey.
Although nearly 30 million Brazilians have moved out of poverty and into the middle class in the last decade, millions remain vulnerable due to seasonal and unpredictable income patterns.
Since 2010, two-thirds of all new mobile microinsurance products were launched in low-income countries, particularly in Sub-Saharan Africa. A number of these were by non-traditional players innovating through new channels and with new products.
