Caroline Pulver is a freelance consultant, based in Nairobi. She has over 20 years of experience across 34 countries. She is a specialist in Government to Person Payments (G2P) for national-scale social protection programmes. Caroline's work supports poverty reduction through financial inclusion, concentrating on the needs of poor women and their families. She has consulted for Governments and Development Agencies across Africa, the Middle East, Asia, and in the Caribbean.