David Medine

Senior Financial Sector Specialist

David Medine is a consultant to CGAP and was previously CGAP's staff lead on data protection and security. He works to develop novel, consumer-oriented approaches to data protection and to encourage the creation of cyber security resource centers for developing countries.

Mr. Medine has more than 25 years of experience with privacy and consumer financial services. Before joining CGAP, he served as chairman of the U.S. Privacy and Civil Liberties Oversight Board, an attorney fellow for the Securities and Exchange Commission, and a special counsel at the Consumer Financial Protection Bureau. From 2002 to 2012, he was a partner in the law firm WilmerHale. Before that, he served as a senior adviser to the White House National Economic Council. From 1992 to 2000, Mr. Medine was the associate director for Financial Practices at the Federal Trade Commission (FTC), where in addition to enforcing consumer financial laws, he took the lead on internet privacy. Before joining the FTC, he taught at the Indiana University (Bloomington) School of Law and the George Washington University School of Law.

Mr. Medine has a Juris Doctorate degree from the University of Chicago Law School and a bachelor’s degree from Hampshire College.

By David Medine

Blog

Study Shows Kenyan Borrowers Value Data Privacy, Even During Pandemic

Research in Kenya shows that low-income borrowers value data privacy so much that most are willing to pay higher interest rates for better privacy protections, even during the COVID-19 pandemic.
Blog

Financial Scams Rise as Coronavirus Hits Developing Countries

As COVID-19 (coronavirus) spreads in developing countries, a surge in financial scams requires action from governments and financial services providers.
Blog

India’s Proposed Data Protection Bill Breaks from Notice and Consent

The proposed bill would mark a significant advance in rethinking how to protect digital consumer rights, putting India at the forefront of modern data protection regimes.
Research

Making Data Work for the Poor

The consumer consent model for data privacy and protection is broken. It’s time for a new data paradigm whereby financial services providers and data collectors take greater responsibility for protecting customers’ data.
Research

Is Data Privacy Good for Business?

Do poor customers value data privacy? Six experiments in India and Kenya indicated they do and are willing to pay for it. For providers, this suggests that offering products with privacy and protection features can give them a competitive market edge.