Elisabeth Rhyne

Elisabeth Rhyne is an independent consultant working in financial inclusion and financial health. She was a founder of the Smart Campaign and former managing director of the Center for Financial Inclusion at Accion. 

By Elisabeth Rhyne

Blog

It’s Time for Customer-Centric Client Protection Certifications

Financial consumer protection must shift from policy-based certification to outcome-focused evaluations, using direct customer feedback to ensure genuine safety and responsible finance in a digital world.
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Simplicity and Human Touch Ensure Better Customer Outcomes in Microfinance

Do financial institutions’ consumer protection policies actually deliver good outcomes for customers? Traditional frameworks focus on compliance, but emerging approaches reveal the need to measure positive customer experiences and outcomes.
Blog

Debt Moratoria in the Next Pandemic: Be Prepared, and Be Fair

Moratoria have been an important part of the COVID-19 response for millions of low-income borrowers. Reflecting on the COVID-19 experience, here are four ways moratoria could work better in a future crisis.
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Moratoria During COVID-19: How Are They Working Out?

The unprecedented use of moratoria during the COVID-19 pandemic provides an opportunity to examine them as a tool for credit market management.
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COVID-19: Risks for Borrowers as Economies Reopen

With COVID-19 lockdowns putting stress on both consumers and lenders, the stage is set for consumer protection challenges around the provision of credit.