Greg Chen

Lead, Policy

Gregory Chen leads CGAP’s Policy team, which helps policy makers adapt to the fast-changing world of digital finance. This includes developing and executing a strategy to engage multiple countries, regions, and global bodies—and oversight of the work of more than a dozen staff and consultants.

Mr. Chen has 25 years of financial inclusion experience and deep regional experience in South Asia. His work has focused on hands-on start-up pioneer microfinance institutions, digital finance players, and FinTech. He has been part of forging new institutions and regulatory environments to support financial sectors. This includes work with the Aga Khan Development Network, BRAC, Telenor, and Dvara. He also has experience as a corporate banker at Bank of America and led the establishment of the financial services consulting firm Enclude in South Asia.

Mr. Chen is a frequent speaker and lecturer on microfinance and digital finance in academic circles at BRAC University, Johns Hopkins, Tufts, Yale, and American University. He has been interviewed by BBC and quoted in the Economist. He has a Master’s degree in International Development from Harvard’s Kennedy School and an undergraduate degree from Wesleyan University.

By Greg Chen


Open Data and the Future of Banking

Although growing numbers of low-income people are entering the formal financial system, many are not yet leveraging its full value. Emerging regimes for data sharing and payments flexibility have the potential to bypass traditional financial sector development and give poor customers better products and more choices.

The Future of G2P Payments: Expanding Customer Choice

There’s a better way to deliver government-to-person (G2P) payments. Modernizing the delivery architecture can increase value for customers, lower government costs and create competition among financial service providers.

It’s Time to Deregulate Agent Cash In/Cash Out

Agent regulations often treat agents like extensions of bank branches. But the reality is that many agents conduct a far more limited range of financial activities and should be regulated differently.

What Should We Realistically Expect from Regulatory Sandboxes?

Just how far could regulatory sandboxes go toward spurring financial innovations in low-income countries?

Should Other Countries Build Their Own India Stack?

India’s new financial infrastructure, including its biometric ID system, has been making headlines lately. But what exactly is "India Stack"? Should other countries replicate it?