Joep Roest

Senior Financial Sector Specialist

Joep Roest is based in Paris and leads CGAP’s work on Social Protection which seeks to understand how, through financial services, it can enhance the climate resilience and adaptation of recipients.  

He was previously based in Singapore where he represented CGAP in East Asia with most of his time being devoted to Myanmar, Bangladesh, Indonesia, and China. During that time, he focused on optimizing Government to Person Payments (G2P) for recipients and studying the opportunity that digital platforms presented for improving the financial lives of the poor. 

Before joining CGAP, Joep helped establish Wing mobile money in Cambodia. He later moved to Papua New Guinea to work on UNCDF’s mobile money project spanning the South Pacific. He then spent four years as a member of Queen Máxima’s team at the United Nations, where amongst other things, he coordinated advocacy efforts aimed at enshrining financial inclusion within the Sustainable Development Goals (SDGs).

By Joep Roest

Blog

Will Facebook Soon Dominate Digital Payments in India, Indonesia?

As Facebook enters the highly regulated space of digital payments in India and Indonesia, it is partnering with local players to connect its virtual ecosystem with the cash economy, gain access to logistics networks and overcome regulatory hurdles.
Blog

Indonesia’s Retail Credit Crunch Requires Action to Keep Shelves Full

Indonesians could face empty shelves and a shrinking assortment of products due to credit crunches within consumer goods value chains brought on by COVID-19. Here are three things that can be done to keep the situation from snowballing.
Blog

Hiding in Plain Site: Informal E-Commerce Among Women in Asia

Millions of women are buying and selling goods online across Asia — but, at least in Bangladesh, Myanmar and Pakistan, they’re not transacting on e-commerce platforms. They’re using social platforms instead, often without digital payments.
Research

The Future of G2P Payments: Expanding Customer Choice

There’s a better way to deliver government-to-person (G2P) payments. Modernizing the delivery architecture can increase value for customers, lower government costs and create competition among financial service providers.
Blog

Should Digital Financial Services Providers Prioritize Open APIs?

Learn about the step-by-step process one provider took to determine whether APIs aligned with its goals and which APIs to prioritize.