Juliette David Juliette David is Head of Research & Consulting at Horus Development Finance. By Juliette David Blog25 October 2013 How do Low-Income People in Senegal Manage their Money? A survey of 1,052 people in Senegal living just above and below the poverty line describes their aspirations, the financial risks they face, and the financial strategies they adopt. Blog15 October 2013 How do Low-Income People in Cote d’Ivoire Manage their Money? A survey of 1,000 low-income people in Côte d'Ivoire revealed interesting patterns around how Ivorians manage and approach money.