Laura Starita

Details Matter: Product Design for a Better Savings Experience

More financial institutions in poor communities now offer savings accounts to round out their portfolio of products for poor customers; development researchers are testing the best ways to encourage saving; governments are exploring the benefits of enabling the deposit of social transfers and other cash sources—like remittances—into bank accounts.

Details Matter: Product Design for a Better Loan Experience

As highlighted in the recent CGAP paper, Latest Findings from Randomized Evaluations of Microfinance, one of the most common design features for microcredit has recently come under scrutiny, namely the group liability model.

Latest Findings from Randomized Evaluations of Microfinance

This paper reviews the main results from randomized evaluations that measure the impact of microcredit and microsavings on business investment and creation, consumption, and household well-being. It also presents evidence from evaluations of products and delivery design and discusses the evidence on microinsurance products.