Louis De Koker

Louis de Koker is a professor of law at La Trobe Law School, La Trobe University, Australia. He is also the Program Lead: Law and Policy of the Australian government-funded Data to Decisions Cooperative Research Centre. Louis was the founding director of the Centre for the Study of Economic Crime of the University of Johannesburg. His financial inclusion scholarship focuses on managing the relationship between financial inclusion and anti-money laundering and counter terrorist financing objectives, especially in relation to customer data.

By Louis De Koker


Collaborative Customer Due Diligence: New Ways Forward

Financial services providers, regulators and financial intelligence agencies around the world are working more closely together on customer due diligence, often with the help of new technologies. How can financial inclusion benefit?

Customer Due Diligence and Data Protection: Striking a Balance

If financial services providers are going to work together to improve customer due diligence, more flexibility will be required to exchange customers’ information responsibly.

KYC Utilities and Beyond: Solutions for an AML/CFT Paradox?

From KYC utilities to blockchain apps and new ways to collaborate on customer due diligence, recent developments are chipping away at a major barrier to financial inclusion: the high cost of meeting anti-money laundering and terrorism financing requirements.

Protecting Digital Financial Data: What Standard-Setters Can Do

A 2016 GPFI white paper highlighted privacy and data security risks in digital financial services, asking international financial Standard-Setting Bodies (SSBs) to pay attention. Why are they concerned, and what steps can SSBs take to improve data security?

Deepening Insights on Financial Exclusion Risks

Since 2011, financial Standard-Setting Bodies (SSBs) have taken fundamental steps on financial inclusion. However, a new GPFI White Paper observes that little progress has been made on understanding financial exclusion risks. What are these risks, and what can be done to address them?