Patrick Meagher works with CGAP’s Inclusive Markets Team on the regulatory dimensions of financial inclusion, particularly digital financial services. He has extensive experience in providing legal and policy advice related to microfinance and small enterprise credit. He also has worked on public sector governance, where he has analyzed the frameworks of accountability in regulatory bodies, national and local public administrations, and transitional governments in the wake of conflict. Patrick has worked in nearly all regions of the world and with a diverse array of agencies and governments. He has written articles that have appeared in publications on law, economics, public policy, and international development. He holds a Juris Doctor from Harvard Law School and degrees in philosophy and international relations.