Ramesh Karuppusamy is a managing economist in Nathan Associates’ India office. His focus is on data analytics in financial sector development. Mr. Karuppusamy specializes in survey research and design and statistical and econometric analysis, including analysis of large datasets using statistical and econometric techniques. He has extensive experience on building complex econometric models to develop decision-making tools for various projects. He has over nine years of global experience working in financial inclusion with institutions such as CGAP, the World Bank, DFID, Mercy Corps, Mastercard Foundation, MicroSave, and FSDT.