Sai Krishna Kumaraswamy is part of CGAP’s policy team and works on digital finance regulation and supervision, financial consumer protection, and policy responses to financial crises. He also serves as CGAP's Asia representative based in Bangkok, where he supports member engagement and partnership development, contributes to regional projects, and works to deepen CGAP's influence in the region.
Previously, Sai was part of CGAP’s Business Models team for five years, where he worked on digital finance innovations that enabled improved livelihoods and expanded access to essential services for people living in poverty, focusing on micro and small enterprise financing, asset finance, off-grid energy access, and gender-responsive fintech innovation. Before joining CGAP, Sai worked at the Gender Group and the Global Infrastructure Facility of the World Bank, and as an auditor and consultant in India.
Sai holds a Master’s degree in Development Economics from The Fletcher School at Tufts University, a Master’s degree in Liberal Arts from Ashoka University, and an Undergraduate degree in Accounting, Business and Finance from St. Joseph’s College, Bangalore. He is also a Chartered Accountant. He is fluent in Tamil, Kannada and Hindi.