Yasmin Bin-Humam

Financial Sector Specialist

Yasmin Bin-Humam currently supports CGAP’s work on gender equality in financial inclusion, focusing on gender disaggregated data and formation of country coalitions. She is also exploring the contours and impacts of microfinance digitization. Most recently, she led CGAP’s work stream on the nexus of gender norms and financial sector regulation and supervisory practices, and supported institutional change management for CGAP’s application of a gender lens across all CGAP work programs. Prior, Yasmin launched and managed the FinEquity Community of Practice on women’s financial inclusion, led exploration of women’s participation in informal online commerce, and shepherded CGAP’s initial diagnostics of social norms barriers to women’s financial inclusion.

Before joining CGAP, Yasmin developed indicators measuring women’s equality under the law for the World Bank’s Women, Business, and the Law project and contributed to publications on legal barriers to women’s economic empowerment. Her previous research includes the historical evolution of labor and family law reform in countries around the world, and she has compiled legislation on banking, nonbank financial institutions, and consumer protection regulations. Her earlier work experience spans the public, private, and nongovernmental sectors.

Yasmin has Juris Doctorate and Master’s degrees from Georgetown University and a Bachelor’s degree in economics from Harvard.

By Yasmin Bin-Humam

Blog

Mexico's Collective Shift: Redefining Approaches to Women's Inclusion

What does it take to move an entire financial sector toward gender equality? In Mexico, the answer is emerging: shared accountability, institutional reform, and collective action.
Blog

From Digital Adoption to Digital Advantage in Microfinance

Microfinance Institutions (MFIs) must move beyond piecemeal digital updates to comprehensive digitization. By evolving their models, MFIs can improve efficiency, reach more last-mile clients, and compete with new fintechs.
Blog

How Has Regulating Digital Lending Enhanced Women’s Credit in Indonesia?

Intentionally embedding gender considerations into Indonesia’s peer-to-peer (P2P) and other fintech regulations and guidance could unlock new finance pathways for women entrepreneurs to access the finance they need to grow and thrive.
Research

Gender Norms and Financial Regulation: The Case for Gender Lens Regulatory Analysis

To advance women’s financial inclusion, financial regulators must recognize that men and women experience the financial sector differently. This working paper provides a framework to assess how regulation can impact men and women differently. It aims to motivate regulators to move from gender-blind, to gender intentional approaches.
Blog

A Clearer View: Using S-GDD for Better Financial Outcomes

Relying on aggregate financial data for insights provides only a general idea of reality – granular supply-side gender-disaggregated data (SGDD) can sharpen the picture, exposing financial behaviors and disparities that would otherwise remain hidden.