Yasmin Bin-Humam

Financial Sector Specialist

Yasmin Bin-Humam currently supports CGAP’s work on gender equality in financial inclusion, focusing on gender disaggregated data and formation of country coalitions. She is also exploring the contours and impacts of microfinance digitization. Most recently, she led CGAP’s work stream on the nexus of gender norms and financial sector regulation and supervisory practices, and supported institutional change management for CGAP’s application of a gender lens across all CGAP work programs. Prior, Yasmin launched and managed the FinEquity Community of Practice on women’s financial inclusion, led exploration of women’s participation in informal online commerce, and shepherded CGAP’s initial diagnostics of social norms barriers to women’s financial inclusion.

Before joining CGAP, Yasmin developed indicators measuring women’s equality under the law for the World Bank’s Women, Business, and the Law project and contributed to publications on legal barriers to women’s economic empowerment. Her previous research includes the historical evolution of labor and family law reform in countries around the world, and she has compiled legislation on banking, nonbank financial institutions, and consumer protection regulations. Her earlier work experience spans the public, private, and nongovernmental sectors.

Yasmin has Juris Doctorate and Master’s degrees from Georgetown University and a Bachelor’s degree in economics from Harvard.

By Yasmin Bin-Humam

Blog

How Has Regulating Digital Lending Enhanced Women’s Credit in Indonesia?

Intentionally embedding gender considerations into Indonesia’s peer-to-peer (P2P) and other fintech regulations and guidance could unlock new finance pathways for women entrepreneurs to access the finance they need to grow and thrive.
Research

Gender Norms and Financial Regulation: The Case for Gender Lens Regulatory Analysis

To advance women’s financial inclusion, financial regulators must recognize that men and women experience the financial sector differently. This working paper provides a framework to assess how regulation can impact men and women differently. It aims to motivate regulators to move from gender-blind, to gender intentional approaches.
Blog

A Clearer View: Using S-GDD for Better Financial Outcomes

Relying on aggregate financial data for insights provides only a general idea of reality – granular supply-side gender-disaggregated data (SGDD) can sharpen the picture, exposing financial behaviors and disparities that would otherwise remain hidden.
Blog

Embedding Gender Equality in Ecuador's Financial Inclusion Regulations

Ecuador’s approach to embedding gender equality in financial regulations offers a model for how regulators can drive inclusive financial systems and close gender gaps.
Blog

Journey to Kigali: Four Lessons on Peer Learning for Gender Data

When it comes to strategies on gender-disaggregated data for women's financial inclusion, peer learning, diversity of approaches to gender data collection and use, and creative solutions in advancing gender equality in the financial sector are key.