Climate adaptation finance accounts for only a fraction of global climate flows—and even less reaches the people who need it most. This series explores the structural and operational shifts required for Development Finance Institutions (DFIs) to bridge this divide. We look at the "will and skill" needed to lead the financial sector, the data hurdles in measuring client outcomes, and the practical steps to turn mobilized capital into real-world resilience gains for households and small businesses on the front lines of climate change.