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Blog Series

Diaries: A Tool for Understanding Smallholder Families

Earlier this year, we took a deeper look at smallholder families to get a broad range of perspectives on the challenges of understanding smallholder demand for financial services. As CGAP launches its year-long smallholder financial diaries study, this new blog series focusses on the art and science of Financial Diaries. We examine the tool itself and then specifically at just what goes into setting up a diaries study around the world.

Mozambican family
Blog
25 February 2016

Five Fresh Facts from the Smallholder Diaries

How are smallholder families managing their money? What challenges do they face? What financial solutions can help? CGAP’s Financial Diaries with Smallholder Households ("Smallholder Diaries”) spent a year with 270 farming families in Mozambique, Tanzania, and Pakistan to find out.
Man sitting with child
Blog
24 February 2016

Is the Hunger Season Really the Sick Season?

For many smallholders, "the hunger season," when little can be harvested, is the worst time of the year. What financial and other tools might help farmers to better endure the rainy, sick, and hungry months?
Two farmers work with Wasil Foundation to purchase a tractor in Pakistan
Blog
26 January 2016

Salam: Both a Greeting & Innovative Agricultural Financing Option

For over 6 million smallholder farmers in Pakistan, financing options are extremely limited. The Wasil Foundation, winner of the 2013 Islamic Microfinance Challenge, offers an alternative to traditional financing that enables farmers to build assets and sustainable livelihoods.
Amim and son
Blog
10 September 2015

Making Tough Decisions as a Smallholder Farmer

Smallholders often have to make touch financial choices regarding what to prioritize with limited resources.
mozambique2
Blog
28 July 2015

The Smallholder Lens: Financial Success, Struggle in Mozambique

Photos from smallholder families in Mozambique tell the human story behind the data on the unique challenges the world's 475 million smallholder families face.
Cycle of Mozambican contributions
Blog
02 June 2015

A December Bonus for Mozambican Farmers

In the Smallholder Financial Diaries, currently underway in Mozambique, Tanzania, and Pakistan, a detailed view of the seasonal cycles that govern smallholder farmer’s lives is becoming clearer.
Crops in Pakistan
Blog
20 April 2015

The Complex Smallholder-Arthi Relationship in Pakistan

Arthis (agricultural agents) are an integral part of the financial lives of the Pakistani families taking part in the CGAP Smallholder Diaries research.
Man and child sit outside
Blog
10 April 2015

Geography Matters When Talking about Smallholders

As a smallholder, geography not only determines the climate of your village and the farm-readiness of your land, but also plays a role in determining how well-connected you are to irrigation, inputs like seeds and fertilizer, buyers, markets, and training.
Diagram of Financial tools, current balances, and number of transactions for Claudia and Ercilio
Blog
07 April 2015

Smallholder Households: A Financial Inclusion Imperative

A new Focus Note provides early insights into the Smallholder Households Financial Diaries project and highlights how smallholders weave together agricultural and nonagricultural sources of income to meet their needs.
amimu son edit
Blog
19 March 2015

"It's About Life," Not Just Agriculture

Agriculture is just one of many sources of income for smallholder farmer households. This post focuses on how one family that has dealt with multiple unexpected financial demands and diverse sources of income.

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