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Blog Series

Disruptive Innovations

There is a wide range of ideas and innovations in the financial inclusion space that are changing the way customers are beginning to access financial services. Technological advances, refreshed approaches to regulations, and leveraging the "wisdom of the crowd" are just a few. This series will explore new and creative ideas that have the power to change the way financial inclusion works for the poor and for the players trying to make that happen.

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Blog
13 July 2015

Should Your Friend Be Your Banker? Digital Models Test the Waters

A recent study by CGAP identified three Person to Person (P2P) business models that could be applicable to underbanked populations in developing countries and help them move up the financial ladder.
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Blog
30 April 2015

Microinsurance: Disrupt, Fail, Repeat?

Many of the most-trumpeted initiatives in the microinsurance industry have failed to survive the past decade. With challenges far outweighing successes, the industry’s soul-searching holds implications for other emerging industries serving the BOP.
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Blog
23 March 2015

The ‘Uberification’ of Financial Inclusion: What’s Possible?

At CGAP, we want to understand what Uber and other socially interactive business models could mean for financial inclusion.
moneyinmypocket
Blog
22 December 2014

Building Big Backbones for Innovation

Building a network of agents across a broad geography has proved to be a huge barrier to entering the digital finance space for small or medium-sized companies. In Bangaldesh and Nigeria, industry giants are building the channels necessary to allow smaller players to get in the game.
gramaphone
Blog
19 December 2014

Boon for the Base: Crowdfunding for the Base of the Pyramid

Crowdfuding is growing fast. Combined with the continued permeation of internet connectivity - especially via smartphones - and mobile connectivity, crowdfunding holds tremendous potential for entrepreneurs at the base of the pyramid who need access to capital.
purplelady
Blog
17 December 2014

Regulation and Innovation: Hand in Hand?

The United Kingdom's Financial Conduct Authority just launched a new approach to dealing with the natural tension between consumer protection, innovation, and ensuring financial inclusion. Project Innovate is the UK's answer to supporting innovation where it could genuinely improve the lives of consumers.
moneychanger
Blog
15 December 2014

Apple Pay in Afghanistan: Could US M-Payments Work Abroad?

Mobile payments are a prime example of "reverse innovation," where Western companies draw inspiration from hundreds of mobile money deployments overseas in developing markets.

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