Home
 
  • Home
  • Topics
    • Customers
      Market Monitoring

      Coronavirus

      Displacement

      Gender

      Smallholder Families

      Customer-Centric Guide
    • Business and Markets
      Micro and Small Enterprises

      Platform Work

      Asset Finance

      Agent Networks

      Fintech

      Coronavirus

      Digital Finance & Basic Services

      Open APIs

      Interoperability

      Merchant Payments
    • Policy
      Market Monitoring

      Coronavirus

      Data Privacy

      Regulatory Sandboxes

      Supervision for Digital Finance

      Regulation for Digital Finance

      Digital Credit

      Behavioral Research
    • Donors and Investors
      Coronavirus

      Systemic Approach

      Funder Survey

      Impact of Financial Services
  • Research
  • Blog
  • Podcast
  • About
    • About CGAP Learn about CGAP's mission and vision
    • Our Governance Meet the leaders who provide strategic guidance
    • Our Members View the organizations that support CGAP
    • News Stay up to date on the latest developments at CGAP
    • Events Join us for webinars, seminars and more
    • Our Staff Meet our operating team
    • Financial Inclusion Find out more about why financial inclusion matters
    • Key Documents Review annual reports, strategy and charter
    • Contact Us Contact us with questions and media inquiries
Blog Series

Emerging Regulatory Enablers in Digital Financial Services

In 10 years of research on regulatory issues surrounding digital financial services (DFS), CGAP has identified the “basic regulatory enablers” that should be in place to create an environment for DFS to flourish. CGAP's Inclusive Markets Team is now building upon this knowledge and exploring "emerging regulatory enablers" in diverse DFS environments around the world to gain a better understanding of key issues in DFS today. In this blog series, regulators themselves share how they have approached unique issues in their markets, criteria they have used in their decisions, roadblocks they might have hit, and early lessons from dealing with their emerging issues.

Photo Credit: Ayesha Vellani
Blog
26 July 2016

Unlocking Financial Inclusion Using Biometrically Verified SIMs

In 2015, Pakistan became the first country to leverage biometric SIM verification for remote mobile wallet account opening. We talked to members of the Banking Policy and Regulation Department at the State Bank of Pakistan to learn more about these developments and the exciting implications for financial inclusion.
Agent-Exclusivity-Blog-Photo
Blog
22 July 2016

Agents for Everyone: Removing Agent Exclusivity in Kenya & Uganda

Mobile money and banking agents blend seamlessly into the daily economic lives of consumers in countries like Kenya and Uganda, offering convenience and expanding access points to financial services. But agent exclusivity clauses can limit customers' choices.
Photo Credit: Jay Bendixen, 2012 CGAP Photo Contest
Blog
29 June 2016

How Ghana Set Its Rules on Interest Payment on e-Money Accounts

Soon, customers in Ghana will earn interest on their mobile money wallets. How did Ghana do it differently than Tanzania, the first country where a mobile money service paid out interest?
Photo credit: Hailey Tucker, 2015 CGAP Photo Contest
Blog
28 June 2016

Interest Payments on Mobile Wallets: Bank of Tanzania’s Approach

One ongoing debate in digital financial services concerns whether customers should be able to earn interest on mobile money wallets. The Bank of Tanzania decided that the benefit of interest earned by MNOs should go directly to customers. Here are key lessons to date.
Photo Credit: Devendra Holkar, 2015 CGAP Photo Contest Photo Credit: Devendra Holkar, 2015 CGAP Photo Contest
Blog
22 June 2016

Use of “Emerging Regulatory Enablers” to Promote DFS

In 10 years of research into regulatory issues surrounding digital financial services, CGAP has maintained a relatively consistent stance on the "basic regulatory enablers" necessary for DFS to flourish. CGAP’s Inclusive Markets Team has now started to examine "emerging regulatory enablers" and their role in DFS.

CGAP Logo

1818 H Street, NW
MSN F3K-306
Washington, DC 20433

  • About
  • Topics
  • Research
  • Blog
  • News
  • Events
  • Careers
  • Contact
  • Financial Inclusion FAQ
  • CGAP Photos
Stay InformedSign up for our newsletter

© 2022 CGAP (Consultative Group to Assist the Poor). All Rights Reserved.

  • Disclaimer
  • Privacy Policy