How a New Set of Metrics Is Poised to Transform PAYGo Solar
The PAYGo PERFORM Key Performance Indicators offer a pathway to growth and maturity for the off-grid solar industry.
Former PAYGo CFO: Smart Subsidies Can Scale Energy Financing
Well-designed subsidies could create a stronger foundation for the solar home system industry and enable it to reach more low-income customers, according to entrepreneur and former PAYGo executive Joshua Romisher.
Expanding the Horizons of Pay-as-You-Go Solar
As PAYGo solar companies seek to expand into new and challenging markets, they will need to lower their costs and improve repayment rates.
Stepping Back: Product, Collections and Credit Risk in PAYGo Solar
While PAYGo solar companies can lower delinquency rates by improving their credit risk management practices, improving repayment starts with even more fundamental factors: having an affordable, quality product and effective collections.
PAYGo Solar Opens Pathways to Microfinance in Rural Senegal
A microfinance institution and pay-as-you-go solar company have teamed up to expand rural, low-income customers' access to microfinance based on their solar loan repayment histories.
Growth vs. Sustainability: Credit Risk in PAYGo Solar
Rapid customer growth in PAYGo solar can come with a cost: too many customers that don’t repay. To better understand the realities and challenges of running a PAYGo credit operation, we spoke with heads of credit and risk at PAYGo solar companies, equity investors and creditors.
Remote Lockouts: The Dark Side of Pay-as-You-Go Solar?
Lockout technology has enabled creditors to help poor people finance solar systems and light their homes, but it’s not very popular with consumers.
How Can Pay-as-You-Go Solar Work for Poor People?
Averaging $0.40 a day, pay-as-you-go solar energy is affordable for many people — but not everyone. We looked at the costs and benefits of several tactics providers have used to make solar affordable for low-income households.
Keeping the Lights On: Repayment Challenges in PAYGo Solar
Research in Cote d'Ivoire, Ghana, Kenya and Tanzania reveals some of the top reasons pay-as-you-go solar borrowers stop repaying their loans.