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Blog Series

Lessons from G2P E-Payments in Uganda, the Philippines, Kenya and Haiti

In an effort to get a fuller picture of the evidence base for social cash transfers, e-payments, and financial inclusion, CGAP commissioned Bankable Frontier Associates, on behalf of The Better than Cash Alliance and with support from DFID, to examine the opportunities and challenges in implementing electronic social cash transfers systems linked to financial inclusion in four lower-income countries. The research analyzed social cash transfer programs in Uganda, Haiti, Kenya and the Philippines, which all places that struggle with weaker infrastructure, newer banking and payment systems, and less experience administering social protection programs. The research showed that while theory indicates many advantages to delivering government-to-person payments electronically, these electronic payment systems don't necessarily lead to greater financial inclusion. In fact, none of the research suggested that use of electronic methods for receiving G2P payments has influenced them to become general e-payment users.

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Blog
21 May 2014

Don’t Forget the Value Proposition for G2P E-Payment Recipients

Theory indicates that G2P payments can be a gateway to financial inclusion, but behavior on the ground suggests that receiving social cash transfers electronically has not influenced recipients to become e-payment users in general.
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Blog
20 May 2014

Infrastructure, Consistency are the Backbone of G2P E-Payments

A new Focus Note examines the opportunities and challenges involved in implementing social cash transfer schemes in Uganda, Haiti, the Philippines, and Kenya
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Blog
12 March 2014

E-Payments in Low-Income Settings: Cutting-Edge or High Risk?

Seen as having great potential for advancing the effectiveness of social and foreign assistance, e-payments can increase efficiency in a variety of ways. Four case studies take a closer look at programs in Haiti, Kenya, The Philippines and Uganda.

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