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Blog Series

Livelihoods and Financial Services

The nature of work has changed greatly over the past few decades. So have financial services. To better understand how today’s financial services intersect with people’s changing livelihoods, CGAP is researching how the digital economy and digital financial services create income-generating opportunities for three segments of workers who together constitute a large majority of workers in emerging markets: micro and small entrepreneurs and their employees, women with rural and agricultural livelihoods, and the small but growing segment of platform workers. Based on our initial research, this blog series traces the knowns and unknowns, opportunities and risks, that financial services present for these segments, and describes our upcoming research in this critical area.

Ride-hailing driver looks for customers on app in Lagos, Nigeria
Blog
11 May 2021

How Can Financial Services Support Platform Workers?

The important question about platform work isn’t so much whether it is good or bad: it’s whether there are ways to make it better. Here are three reasons why CGAP is looking at how financial services could help improve platform workers' livelihoods.
Tailor in rural Zimbabwe
Blog
06 April 2021

Exploring Innovative Financial Services for Rural Women’s Livelihoods

CGAP's research points to two areas where innovations in financial services can help women with rural and agricultural livelihoods increase their incomes: returns to labor and access to markets.

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