Alexander Sotiriou

Financial Sector Specialist

Alexander Sotiriou leads CGAPs work on Financial Innovations for Development, which aims to understand how innovations in financial services can be used to address some of the most pressing challenges in development, including access to energy, water, and education.

He joined CGAP from MicroVest, where he was the investment manager for Latin America and managed a portfolio of investments in the region’s leading microfinance and small and medium enterprise finance institutions. Earlier, Mr. Sotiriou was an associate in Citi’s Johannesburg and Mexico City offices, where he developed corporate and project finance solutions for corporations and governments across Africa and in Mexico. He has also worked as an analyst for a private equity fund in Mexico and as a Peace Corps Volunteer in Burkina Faso and Guatemala.

Mr. Sotiriou has a Master’s degree in Business Administration from the Wharton School of the University of Pennsylvania, a Master’s degree in International Relations from the Johns Hopkins School of Advanced International Studies, and a Bachelor’s degree in Philosophy and Economics from the University of Arizona.

By Alexander Sotiriou


Digital Finance for the Real Economy: Introduction

This slide deck describes how digital financial services can impact the real economy and contribute to global development in sectors like water, energy, health and education.


Digital Finance for the Real Economy: Energy

In this slide deck, learn about how digital financial services can help the world achieve universal access to clean, affordable energy.


Testing the Waters: Digital Payments for Water and Sanitation

A growing number of water providers are experimenting with digital payments to reduce operational expenses and streamline service delivery. This paper extracts lessons learned from 25 water providers across Africa, Asia, and Latin America.

Taming the Strange Beasts: Servicing and the Future of PAYGo

Despite its tremendous promise, the PAYGo industry is still young and challenging. Entrepreneurs and investors should expect and prepare for some failures. To plan for the future and prepare for unpleasant contingencies, there needs to be more focus on loan servicing in the PAYGo sector.