Anaar Kara

Senior Financial Sector Specialist

Anaar leads CGAP’s work on inclusive insurance, leveraging her strong experience leading programs in inclusive insurance.  

Before joining CGAP in 2023, Anaar led Emerging Customer’s Public Private Partnerships and inclusive insurance programs for smallholders across the globe at AXA. Prior to this, she worked in agricultural investment for emerging economies as an investment officer at responsAbility Investments AG, and on various inclusive insurance projects, including climate insurance projects for smallholders during her tenure as Director of Development at PlaNet Guarantee.  She has also worked for the World Food Program and for IFAD on developing climate insurance for smallholder farmers.

A French and Canadian national, Anaar holds a master’s degree in Finance from Grenoble Ecole de Management, a bachelor’s degree in International Management from McGill University in Canada, and she is qualified as Chartered Financial Analyst (CFA). She is based in Paris.

By Anaar Kara


Resilience at All Levels: From Macro-Insurance Solutions to Micro

Unless we can ensure low-income and financially excluded populations have access to insurance to help them build resilience directly at the micro-level, other efforts will be in vain.

How Can Insurance Help Build a Green, Resilient & Inclusive Future?

To ensure those living in poverty benefit from emerging models in insurance, we need to focus beyond traditional risk transfer and look at broader risk management. This blog outlines three priorities for driving systems change in inclusive insurance.