Antonique Koning

Senior Financial Sector Specialist

Antonique Koning is CGAP’s Gender Lead and has more than 25 years of experience working on a range of topics related to financial inclusion. She has expertise in gender norms affecting women’s financial inclusion and empowerment, responsible finance, customer centricity and empowerment. Antonique is a co-author of Addressing Gender Norms to Increase Financial Inclusion: Designing for Impact and chairs the Technical Advisory Committee of FinEquity, the community of practice convened by CGAP on women’s economic empowerment through financial inclusion. Antonique also led CGAP’s work on customer outcomes based approaches to consumer protection, and is a contributor to CGAP’s Customer Centric Guide
Before joining CGAP in 2004, Antonique gained hands-on experience developing and implementing microcredit programs in El Salvador and working with savings banks globally. She has a Master’s degree in International Trade Management and Policy from the University of Birmingham, and a Master’s degree in Applied Economics from the Katholieke Universiteit Leuven. Antonique is based in Belgium, and speaks Spanish, French, and Dutch.

By Antonique Koning


Financially Including Young Women: Gains for a Generation

The final blog in our series with the Bill and Melinda Gates Foundation spotlights what CGAP and BMGF have learned about the dynamics of young women’s financial exclusion, and new initiatives to tackle the gender gap at its source in young adulthood.

Decoding Financial Inclusion Gaps Between Young Men and Women

A recent CGAP study revealed a gender gap in financial service adoption among youth in low-income countries. Here, we analyze Findex 2021 data to better understand the factors driving these disparities.

The Impact of Financial Inclusion on Young Women’s Well-being: A Survey of Evidence and Recommendations for Practitioners

Young women face many gender-based barriers as they navigate major life transitions, with life-long effects. A new CGAP Working Paper finds that in addition to improving financial skills and savings levels, financial inclusion initiatives may also improve health and livelihood outcomes when combined with other interventions.

Maximizing the Impact of Financial Inclusion for Young Women

Among which segments of young women could investments in improved financial services make the most impact? We highlight findings from a recent CGAP segmentation exercise.

Customer Outcomes-Based Approach to Consumer Protection: A Guide to Measuring Outcomes

Based on a pilot involving the Financial Sector Conduct Authority and five financial services providers (FSPs) in South Africa, this deck shares lessons on how financial supervisors and FSPs can measure customer outcomes, which reflect the experiences and results of a customer's access to and use of financial services.