Cristina Martinez works on the Digital Rails team, exploring the role and viability of cash-in cash-out (CICO) agents in the uptake of digital financial services for last-mile households. She is interested in unlocking the private sector's potential to advance financial inclusion, from banks to fintech, as well as ensuring that the right consumer protection frameworks are in place.
Cristina has ten years of experience in the financial sector. She worked for six years at Citibank in consumer protection, conduct risk, and product management. Previously, Cristina worked at The World Bank in DEC Finance and Private Sector Development in various financial inclusion and consumer protection projects.
Cristina holds a Master's degree in Business Administration and a Master's in Public Policy from The University of Chicago and a Bachelor's and Master's in economics from Universidad de Los Andes in Colombia.