Daryl Collins

CEO, Decodis

Dr. Daryl Collins is the CEO and Founder of Decodis (www.decodis.com), a social research firm that creates tech-led, customized data capture and analysis to elevate the voices of vulnerable populations. She is the author of the acclaimed Portfolios of the Poor and a pioneer working at the intersection of finance and human vulnerability. Over the past 25 years, Dr. Collins has built a broad portfolio of work with social businesses, foundations, bilateral donors, and governments. Her work is grounded in a deep understanding of the financial lives of individuals through the execution of Financial Diaries studies in over 10 countries.  

Dr. Collins spent the last decade as Managing Director and CEO of BFA Global, a niche financial inclusion consulting practice.  

She holds a B.Sc. and an M.Sc. in economics from the London School of Economics and a Ph.D. from New York University.    

By Daryl Collins


Social Media Monitoring to Assess Consumer Risks in Digital Credit Apps: Guidance for Supervisors from an India Pilot

To better understand the digital consumer credit and the risks they pose for customers, this reading deck contains supervisory guidance on the use of a branch of AI, Natural Language Processing (NLP), for social media monitoring. It is based on insights and lessons from an India pilot and provides examples of social media analyses carried out as part of that pilot.

Analyzing Social Media to Spot Digital Consumer Credit Risks in India

Last year, news reports emerged of aggressive debt collection amid India's digital credit boom. New research shows that early warning signs on social media preceded the reports, highlighting the value of social media for consumer protection.

Measuring the Influence of Financial Services on Reaching the SDGs

Learn about UNCDF Impact Pathways, a tool to measure the influence of digital financial services in reaching the SDGs, in this guest blog.

Can Digital Linkages Revitalize a Tried and True Savings Model?

What would it take to link savings groups and digital financial services? A team at BFA investigated the potential tradeoffs and benefits which savings groups and potential private sector stakeholders might encounter on this journey.

Why Financial Diaries to Understand the Needs of Smallholders?

CGAP is working with Bankable Frontier Associates to conduct a financial diaries project on 90 families in Tanzania, Mozambique, and Pakistan.