Daryl Collins

CEO, Decodis

Dr. Daryl Collins is the CEO and Founder of Decodis (www.decodis.com), a social research firm that creates tech-led, customized data capture and analysis to elevate the voices of vulnerable populations. She is the author of the acclaimed Portfolios of the Poor and a pioneer working at the intersection of finance and human vulnerability. Over the past 25 years, Dr. Collins has built a broad portfolio of work with social businesses, foundations, bilateral donors, and governments. Her work is grounded in a deep understanding of the financial lives of individuals through the execution of Financial Diaries studies in over 10 countries.  

Dr. Collins spent the last decade as Managing Director and CEO of BFA Global, a niche financial inclusion consulting practice.  

She holds a B.Sc. and an M.Sc. in economics from the London School of Economics and a Ph.D. from New York University.    

By Daryl Collins


How Do Financial Systems Support Climate Resilience?

The third in our three-part blog series with Decodis and MSC discusses our finding that different climate events, and different phases of those events, drive different needs for financial services.

Adapting to or Just Muddling Through Climate Change?

The second blog in our series with Decodis and MSC explores our research finding that many poor households are just muddling through climate events rather than strategically adapting to long-term climate change in ways that enhance their resilience.

Facing Climate Events in Nigeria, Farmers Left With Scarce Options

Based on interviews with hundreds of farmers in Nigeria, we unpack how households use financial services in responding to climate events.

Social Media Monitoring to Assess Consumer Risks in Digital Credit Apps: Guidance for Supervisors from an India Pilot

To better understand the digital consumer credit and the risks they pose for customers, this reading deck contains supervisory guidance on the use of a branch of AI, Natural Language Processing (NLP), for social media monitoring. It is based on insights and lessons from an India pilot and provides examples of social media analyses carried out as part of that pilot.

Analyzing Social Media to Spot Digital Consumer Credit Risks in India

Last year, news reports emerged of aggressive debt collection amid India's digital credit boom. New research shows that early warning signs on social media preceded the reports, highlighting the value of social media for consumer protection.