Edoardo Totolo

Edoardo Totolo is a research economist at FSD Kenya working at the interplay between data science, financial inclusion and economic development in East Africa. He specializes in household and enterprise finance, digital financial services, and credit solutions for low-income customers. Edoardo holds a Ph.D. from the University of Trento and an M.Sc. from the University of Amsterdam.

By Edoardo Totolo


A Digital Credit Revolution: Insights from Borrowers in Kenya and Tanzania

To identify who is using digital credit, the purposes for which it is used, and the risks borrowers experience, CGAP, FSD Kenya, and FSD Tanzania undertook the first large-scale surveys dedicated to these topics.

Kenya’s Digital Credit Revolution Five Years On

It's been five years since Kenya launched its first digital credit solution. A new CGAP survey shows that one in four Kenyans has taken a digital loan, mostly for working capital and day-to-day consumption.