Ivo Jenik

Financial Sector Specialist

Ivo Jenik is a financial sector specialist at CGAP. He has 10 years of experience in finance, primarily in retail financial services regulation. He has led CGAP’s work on regulatory innovation (crowdfunding, regulatory sandboxes) and capacity building for policy makers (regulation and supervision of digital financial services) across continents.

Before joining CGAP, Mr. Jenik worked in the Responsible Financial Access team at the World Bank, where he specialized in financial consumer protection and alternative dispute resolution. His professional experience spans across both the private and public sector, including serving as a compliance officer at an investment company and as head of the Collective Investment Department at the Czech Financial Ombudsman.

Mr. Jenik has a Master’s degree in Law from Columbia Law School in New York and a Master’s degree in Law from Charles University in Prague.

By Ivo Jenik


One Thing Regulators Should Do Before Launching a Sandbox

Financial regulators should consult with industry early and often if they are thinking about creating a regulatory sandbox.

Global Financial Innovation Network: Not Global Yet

The rapidly evolving FinTech space has many regulators worried about their ability to keep pace. A new global network of regulators aims to offer practical guidance and promote cooperation in the space, but to succeed it will need a diverse membership.

Regulatory Sandboxes and Financial Inclusion

Regulatory sandboxes may enable financial innovations that benefit excluded and underserved customers. In most cases, a regulatory sandbox is a framework set up by a financial sector regulator to allow small-scale, live testing of innovations by private firms in a controlled environment under the regulator’s supervision.

Regulatory Sandboxes: Potential for Financial Inclusion?

Regulatory sandboxes are now being used to spur FinTech innovations in 18 countries. What impact could these new regulatory tools have on financial inclusion going forward?