Joep Roest

Senior Financial Sector Specialist

Joep Roest is based in Singapore and represents CGAP in East Asia and the Pacific with a most of his time being devoted to Myanmar, Bangladesh, Indonesia and China. He focuses on Government to Person Payments (G2P) and how digital platforms are affecting the financial lives of the poor.

Before joining CGAP, Joep helped establish Wing mobile money in Cambodia. He later moved to Papua New Guinea to work on UNCDF’s mobile money project spanning the South Pacific. He then spent four years as a member of Queen Máxima’s team at the United Nations

By Joep Roest


Findex and G2P: Are Transfers Translating to Inclusion at Scale?

Governments are enrolling the unbanked into the formal financial system at scale in EMDEs, primarily to facilitate government-to-person (G2P) payments, but do all these accounts with funds flowing into them amount to financial inclusion? Not yet.

Business Her Own Way: Creating Livelihoods Through Informal Online Commerce

This Focus Note outlines the characteristics of IOC, maps the personas of the women who engage in it, and provides guidance to funders looking to support women to generate livelihoods through IOC.

Forging Her Own Path: Women and Informal Online Commerce

A growing number of financially excluded women are running businesses over social media platforms to improve their lives. What What does this mean for women's financial inclusion?

Eko Grows Agent Network Tenfold Through Open APIs

Eko India has used open APIs to become a platform business, which has enabled it to expand at considerably lower operational cost than its traditional agent business would have.

Can JioMart and Facebook Revolutionize Traditional Retail in India?

Facebook and the Indian grocery shopping platform JioMart in April announced a partnership that sent ripples through India's e-commerce and e-grocer sectors. What could this partnership mean for small business owners in India?