Juan Carlos Izaguirre

Senior Financial Sector Specialist

Juan Carlos Izaguirre is a senior financial sector specialist working on emerging regulatory and supervisory issues in digital finance and financial consumer protection frameworks focused on customer outcomes. Mr. Izaguirre has over 15 years of regulatory and supervisory experience, primarily in banking, financial inclusion, consumer protection, and deposit insurance. In the past five years, he worked with national, regional, and global actors to develop and adopt guidance that enables financial inclusion while preserving stability, integrity, and consumer protection.

Before joining CGAP, Mr. Izaguirre was a founder of the World Bank’s Global Program on Financial Consumer Protection, where he co-authored Good Practices for Financial Consumer Protection and led technical assistance in Africa, Latin America, East Asia, Eastern Europe, and Central Asia. Previously, he was a prudential and conduct supervisor at the Superintendence of Banking, Insurance, and Private Pensions of Peru.

Mr. Izaguirre has a Master’s degree in International Relations and Public Administration from the Maxwell School of Syracuse University, a Master’s degree in Finance from Universidad del Pacífico of Peru, and a Bachelor’s degree in Economics. He has trained banking and microfinance supervisors at the Toronto Centre, Financial Stability Institute, and Boulder Institute of Microfinance. He is fluent in Spanish.

By Juan Carlos Izaguirre

Blog

How Regulators Can Foster More Responsible Digital Credit

Regulators can help ensure digital credit helps, rather than harms, poor customers by taking these steps.
Blog

4 Regulatory Enablers for Digital Finance: A Gender Perspective

Unless policies consider gender, we risk leaving behind the most vulnerable in society, particularly women, limiting our ability to achieve the SDGs. However, if implemented with gender in mind, the basic regulatory enablers of digital finance can increase women's financial inclusion.
Blog

It's Time to Slow Digital Credit's Growth in East Africa

New research from Kenya and Tanzania reveals that digital credit is often used for consumption purposes and that delinquency and default rates are high, suggesting funders of digital credit markets should prioritize consumer protection.
Research

Digital Credit Market Monitoring in Tanzania

Transactional and demographic data on over 20 million digital loans in Tanzania paints a first-of-its-kind picture of the digital credit market, revealing troubling rates of delinquency and default and suggesting that funders should place greater emphasis on consumer protection.
Research

Deposit Insurance and Digital Financial Inclusion

This Brief summarizes issues relevant to deposit insurance arising from emerging digital stored-value products and offers three distinct approaches for countries to consider.