Maria Moreno-Sanchez

Senior Financial Sector Specialist

Maria Moreno-Sanchez is based in Lima, Peru. She keeps up with developments in the Latin American region and acts as in-country representative of CGAP in Peru. Her current work focuses on MSE, platform workers, and a collective consumers voice pilot in Peru.

Maria has over 16 years of experience, including regulation analyst at the Peruvian Superintendency of Banking, Insurance and Pension Funds Administrators, associate lawyer at Miranda & Amado and financial inclusion coordinator at the Ministry of Development and Social Inclusion of Peru. Later, she joined the Alliance for Financial Inclusion (AFI) to manage country policy profiles, launch the financial inclusion strategy for Latin America and the Caribbean, and manage the SME finance working group. Back to Peru, since 2017, she has consulted with AFI, the Better than Cash Alliance (UNCDF), IADB, Visa International, and World Bank. She collaborates with PHB to strengthen humanitarian payments for Venezuelan migrants in the Andean Region, and teaches at the Graduate School at Pontificia Universidad Católica del Perú.

A banking lawyer graduated with highest honors from the Pontificia Universidad Católica del Perú, Maria holds a Msc. Regulation, Financial and Commercial Law from the London School of Economics and Political Sciences. She speaks Spanish, English and is versed in Portuguese.


By Maria Moreno-Sanchez


Why Don’t Fintechs Have a Larger Share of Peru’s MSE Credit Market?

CGAP market sizing research in Peru found that fintechs are only responsible for 0.3% of the MSE credit market. Here, we ask why fintechs have such a small segment of the MSE credit market and posit how that share can be increased.

Peruvian Authorities Pilot Tool to Improve Consumer Listening

CGAP and Accenture LLP (Accenture) launched a pilot to help Peruvian authorities assess their consumer listening mechanisms and determine the necessary steps to design an integrated financial consumer protection platform.

Mobile Payments Take Shape in Latin America & the Caribbean

Mobile payments took hold over a decade ago, but Latin America didn't experience the traction seen elsewhere. Since then, two emerging business models for digital payments in Colombia and Haiti achieved particular success. What did they get right?