Mark Flaming

Mark is a development finance specialist with over 25 years of international experience in developing financial institutions, regulatory frameworks and funding market instruments. He is a consultant with IFC and president of Frontier Ventures, providing advisory services to financial service providers, regulatory authorities, socially responsible investors and development agencies working in developing economies. He holds a Master’s degree in International Development from Harvard University.

By Mark Flaming

Research

Digitization in Microfinance: Case Studies of Pathways to Success

This Working Paper takes a unique look at microfinance institution innovation with digital technologies by featuring case studies on five MFIs that successfully created measurable customer and business value through digitization:
Blog

How Does Tech Make a Difference in Digital Banking?

Digital banks have been innovating faster than traditional banks, and the secret to their ingenuity has a lot to do with the agile business cultures made possible by their modern tech stacks.
Research

Inclusive Digital Banking: Emerging Markets Case Studies

What makes digital banking inclusive? CGAP looks at how three digital banks are innovating and driving financial inclusion: Tyme Bank in South Africa, Kotak 811 in India, and UnionBank of the Philippines.
Research

Greenfield MFIs in Sub-Saharan Africa

This Forum explores the contribution of greenfield MFIs to access to finance in sub-Saharan Africa (SSA).The greenfield model has come a long way in a short time in SSA from seven greenfield MFIs in 2006 to 31 by 2012.
Blog

Why do Partnerships in Mobile Financial Services Struggle?

Mobile financial services implementations are structurally complex, and success can depend on building commercial partnerships between financial institutions, mobile network operators, agent network managers and service providers. However, these partnerships are complicated and can be difficult to forge.