Mehmet Kerse

Mehmet Kerse works with CGAP’s policy team on digital financial services regulation and supervision. He has 13 years of experience in financial regulation and supervision and consumer protection. He began his career as a bank supervisor in the Banking Regulation and Supervision Agency of Turkey and previously worked on anti-money laundering and combatting the financing of terrorism projects for the World Bank. He is a Certified Fraud Examiner.

He has a Master’s degree in Public Administration from Harvard University’s Kennedy School of Government and a Bachelor’s degree in Economics from Bilkent University.

By Mehmet Kerse

Research

Deposit Insurance Treatment of E-Money: An Analysis of Policy Choices

The expansion of digital financial accounts among poor customers has raised the question of whether e-money should be covered by deposit insurance and if so, how. This Technical Note examines the options while arguing that deposit insurance should not be the first line of defense in many emerging markets.
Research

Beyond KYC Utilities: Collaborative Customer Due Diligence

CGAP has developed a typology to help policy makers and financial service providers evaluate the financial inclusion potential of a new range of collaborative approaches to customer due diligence to combat money laundering and terror financing.
Research

Safeguarding Rules for Customer Funds Held by EMIs

This Technical Note looks in detail at safeguards such as maintaining customer funds in bank accounts and diversifying funds across several banks to reduce the concentration risk. It also discusses the option – offered in some countries – of placing funds in other safe, liquid assets.