Staff Directory

Mehmet Kerse

Senior Financial Sector Specialist

Mehmet Kerse works with CGAP’s policy team on digital financial services regulation and supervision. He has 13 years of experience in financial regulation and supervision and consumer protection. Mehmet began his career as a bank supervisor in the Banking Regulation and Supervision Agency of Turkey and previously worked on anti-money laundering and combatting the financing of terrorism projects for the World Bank. He is a Certified Fraud Examiner.

Mehmet has a Master’s degree in Public Administration from Harvard University’s Kennedy School of Government and a Bachelor’s degree in Economics from Bilkent University.

By Mehmet Kerse

Research

Financial Inclusion and Disruptive Innovation: Regulatory Implications

This working paper explores the latest wave of disruptive financial services innovations to better understand the regulatory changes that allow EMDEs to harness their financial inclusion potential while containing consumer and financial sector risk.
Blog

FATF's Proposed Rules for Payments: Balancing Integrity and Inclusion?

As the Financial Action Task Force (FATF) seeks feedback for its revised Recommendation 16, or "travel rule", it is imperative to consider potential impacts on the financial inclusion of low-income customers.
Blog

Inclusive CBDCs: Inflated Expectations or A New Productivity?

Where will central bank digital currencies (CBDCs) land on the Gartner Hype Cycle? Are they full of inflated expectations, or a new tool for greater financial inclusion? We explore where CBDCs might provide at least incremental gains.
Research

Digital Financial Services for Financial Inclusion: Tools for Supervisors

This technical guide provides supervisors with tools and practical guidance on supervision of digital financial services (DFS).
Blog

Crypto Consumer Protection: Why ‘Wait and See’ Is No Longer an Option

What was once an edgy new market with promises of high returns is now better known for scandal and volatile losses. Better protections for crypto consumers are urgently needed, especially for those who are low-income and least able to weather losses.