Michel Hanouch works to push the frontiers of digital finance. He has over 12 years of experience working on FinTech-enabled product and business model innovation. Michel leads CGAP’s work on open APIs in financial inclusion, which aims to open existing digital rails to FinTechs and other third-party innovators.
Michel has worked with banks, FinTechs, mobile network operators, card “associations,” regulators, and donors across a range of countries, primarily in Sub-Saharan Africa, South Asia, and South East Asia. He has lived and worked in the United States and the United Kingdom. Before joining CGAP, Michel was a manager at Genesis Analytics, an economics-based strategy consulting firm.
Michel has a Master’s degree in Economics, and an Honour’s degree in Economic Science, both from the University of Witwatersrand. He is based in Johannesburg, South Africa.