Michel Hanouch

Senior Financial Sector Specialist

Michel Hanouch works to push the frontiers of digital finance. He has over 12 years of experience working on FinTech-enabled product and business model innovation. Michel leads CGAP’s work on open APIs in financial inclusion, which aims to open existing digital rails to FinTechs and other third-party innovators.

Michel has worked with banks, FinTechs, mobile network operators, card “associations,” regulators, and donors across a range of countries, primarily in Sub-Saharan Africa, South Asia, and South East Asia. He has lived and worked in the United States and the United Kingdom. Before joining CGAP, Michel was a manager at Genesis Analytics, an economics-based strategy consulting firm.

Michel has a Master’s degree in Economics, and an Honour’s degree in Economic Science, both from the University of Witwatersrand. He is based in Johannesburg, South Africa.

By Michel Hanouch

Blog

How India’s Paytm Created More Demand for Its Payments APIs

Paytm, India's largest digital financial services platform, processes millions of dollars via its open APIs. But success with open APIs didn't happen overnight. Learn about the company's innovative approach and why it's paying off.
Blog

Beyond Hackathons: Reaching Developers with Your Digital Finance APIs

Hackathons aren't the only way for a digital financial services provider to engage third parties with its open APIs.
Research

How to Engage Third Parties with Your Open APIs

This slide deck describes different third-party segments a provider may want to target with APIs and introduces engagement strategies and activities that may be effective with these segments.
Blog

API Technology Jargon: What Business Leaders Need to Know

Here are three design principles that financial services providers should keep in mind when making technology decisions related to their open API products.
Blog

Customers Want Data Protection: How Can Open API Providers Deliver?

Open APIs can benefit digital financial services providers and low-income customers alike, but they pose data protection and privacy challenges. Here are some tips on how providers can address those challenges.