Michel Hanouch

Senior Financial Sector Specialist

Michel Hanouch works to push the frontiers of digital finance. He has over 12 years of experience working on FinTech-enabled product and business model innovation. Mr. Hanouch leads CGAP’s work on open APIs in financial inclusion, which aims to open existing digital rails to FinTechs and other third-party innovators.

Mr. Hanouch has worked with banks, FinTechs, mobile network operators, card “associations,” regulators, and donors across a range of countries, primarily in Sub-Saharan Africa, South Asia, and South East Asia. He has lived and worked in the United States and the United Kingdom. Before joining CGAP, Mr. Hanouch was a manager at Genesis Analytics, an economics-based strategy consulting firm.

Mr. Hanouch has a Master’s degree in Economics, and an Honour’s degree in Economic Science, both from the University of Witwatersrand. He is based in Johannesburg, South Africa.

By Michel Hanouch

Research

API Pricing for Digital Financial Service Providers: Getting Started

Learn how to device an API pricing strategy that supports business goals, generates value for consumers, and aligns with market expectations.
Blog

What APIs Are Digital Financial Services Providers Opening?

What types of APIs are digital financial service providers opening in developing countries? CGAP has been keeping track and spotting trends.
Blog

Bringing Health Microinsurance to Kenyans via Mobile Phone

Bundling microinsurance with other mobile financial products is making health insurance more affordable and useful for low-income patients in Kenya.
Research

Digital Rails

Get a more detailed introduction to open APIs — what they are and how they can unlock innovation in digital financial services ecosystems — in this e-book.
Blog

5 Keys to Addressing the Needs of API Consumers

Learn about five steps digital financial services providers can take to design open API products that appeal to third-party developers in their markets.