Olga Morawczynski

Olga manages a portfolio of projects focusing on financial inclusion at The MasterCard Foundation. She has spent close to a decade actively working in the financial inclusion sector. She has engaged closely with low income clients to better understand their financial needs, and financial service providers to design and scale impactful solutions. Olga has published her work widely, both through peer reviewed journals and industry focused publications. She has been cited by popular media periodicals, including CNN and the Economist. Olga has a PhD in Science and Technology Studies from the University of Edinburgh, and continues to actively innovate in the industry, engaging providers, regulators and customers to push the needle on financial inclusion.

By Olga Morawczynski


Financial Inclusion-Friendly G2P: Recommendations for Stakeholders

G2P transfer experiments during the COVID-19 pandemic collectively demonstrate the importance of “financial inclusion (FI)-friendly” G2P - intentional architecting and implementation that support active DFS usage beyond an initial payment.

Super Platforms: Connecting Farmers to Markets in Africa

In Africa, super platforms aren't just connecting customers and merchants. They're also connecting farmers to markets.

Digital Rails

Get a more detailed introduction to open APIs — what they are and how they can unlock innovation in digital financial services ecosystems — in this e-book.

Riding the “Rails”: Unlocking Innovation with Open APIs

What are "Open APIs" and why do they matter for financial inclusion? CGAP is looking at open APIs as an enabler of increased innovation in digital financial services. Here's what digital payments providers need to know.

Six Takeaways from Rwanda’s Financial Inclusion Insights Survey

Even though Rwanda has low rates of technical literacy and handset usage, digital financial services have reached the same levels of active usage as Ghana, which has a much more "mobile-ready" population.