Sabahat Iqbal

Sabahat Iqbal is a digital financial inclusion consultant at Karandaaz Pakistan. She works at the intersection of behavioral economics, technology, and financial inclusion. Prior to Karandaaz, she worked with CGAP in the planning and launching phases of Karandaaz Pakistan. She has also worked with Acumen to research the microfinance sector within Pakistan and with Innovations for Poverty Action to conduct customized structured surveys in the provinces of Sindh and Punjab. Sabahat has a masters from Johns Hopkins School of Advanced International Studies and an undergraduate degree from the University of Georgia in management information systems.

By Sabahat Iqbal


A Public-Private Partnership to Digitize Bus Fares in Rwanda

Digitizing high-frequency or high-volume payment flows–especially to and from government–can support the growth of a national payments ecosystem and progress towards universal financial inclusion. In Rwanda, several initiatives are developing technology-enabled delivery of government services and digitization of corresponding payments.

EasyPaisa: Incentivizing Mobile Wallet Usage in Pakistan

The majority of mobile money customers in Pakistan prefer to transact via agents. However, registered mobile money accounts are critical for financial inclusion.