Silvia Baur-Yazbeck works on data protection and privacy, government-to-person payments, and technical guidance for CGAP members. At CGAP, she has worked on consumer and behavioral research for responsible financial services, systems, and regulatory frameworks. She works on risks emerging from the digitization of financial services and the growing interconnectedness of financial and other systems. One specific focus of her work is cyber security and fraud management.
Before joining CGAP, Silvia consulted on private and financial sector development in developing markets with GOPA Consultants, GIZ Ghana, CERISE Microfinance, and Oikocredit in Nicaragua and Germany.
She has a Master’s degree in International Development Studies from Philipps-University Marburg and a Bachelor’s degree in International Business and Intercultural Studies from Heilbronn University, Germany. She speaks German, Spanish, and French.