Silvia Baur-Yazbeck

Financial Sector Specialist

Silvia Baur-Yazbeck works on data protection and privacy, government-to-person payments, and technical guidance for CGAP members. At CGAP, she has worked on consumer and behavioral research for responsible financial services, systems, and regulatory frameworks. She works on risks emerging from the digitization of financial services and the growing interconnectedness of financial and other systems. One specific focus of her work is cyber security and fraud management.

Before joining CGAP, Silvia consulted on private and financial sector development in developing markets with GOPA Consultants, GIZ Ghana, CERISE Microfinance, and Oikocredit in Nicaragua and Germany.

She has a Master’s degree in International Development Studies from Philipps-University Marburg and a Bachelor’s degree in International Business and Intercultural Studies from Heilbronn University, Germany. She speaks German, Spanish, and French.

By Silvia Baur-Yazbeck

Blog

The Benefits of G2P Choice: Zambia Leads the Way

In 2017, Zambia introduced a government-to-person (G2P) payments model that lets beneficiaries choose the provider they want to use to receive their payment. Today, the benefits to the recipients, providers and government are clear.
Blog

How Financial Services Can Help the Poor in the Climate Transition

Early evidence suggests that the financial sector could play a key role in helping low-income people prepare for and participate in climate transition. However, greater coordination among funders and other sector stakeholders is needed.
Blog

Regional Centers Can Help Low-Income Countries Build Cyber Resilience

By pooling resources and establishing shared regional cybersecurity centers, low-income countries could better respond to the rising threat of financial cybercrime in developing economies.
Blog

Digital Finance: Cybersecurity Requires Deeper Industry Collaboration

Cybercrime poses a significant threat to financial inclusion. Here are two things mobile financial services providers and industry associations must do to make financial services safer and more trustworthy for low-income customers.
Blog

Risk Alert: Development Community Support Needed for Cybersecurity

Here are four things the development community can do to improve cybersecurity as digital financial services expand in developing countries.