Stefan Staschen

Senior Financial Sector Specialist

Based in Berlin, Stefan Staschen leads the Digital Financial Services Regulation and Supervision project. He has more than 20 years of experience working on financial inclusion, focusing on policy and regulatory issues in microfinance and digital financial services. He has worked with numerous regulators and supervisors primarily in Sub-Saharan Africa and South Asia, but also in Central and Eastern Europe, Southeast Asia, and Arab countries.

Before joining CGAP, Mr. Staschen worked for 15 years as an independent consultant and lived for several years each in the United Kingdom, Kenya, and Turkey. His clients included private consulting firms, bi- and multilateral development agencies, and international nongovernment organizations.

Mr. Staschen has a Doctorate degree from the London School of Economics, with a thesis on Regulatory Impact Assessment in Microfinance, and a Master’s degree in Economics from the Free University of Berlin.

By Stefan Staschen


Bank-Led Digital Finance: Who’s Really Leading?

In countries where regulators favor “bank-led” digital finance models, nonbanks are playing important – even dominant – roles in digital finance.

Basic Regulatory Enablers for Digital Financial Services

CGAP shows how an enabling regulatory framework that is based on four enablers has contributed to advancing digital financial services in 10 countries.

RegTech and Digital Finance Supervision: A Leap into the Future

Are digital finance supervisors in emerging markets ready to adapt the latest regulatory compliance technologies?

Why Digital Finance Supervisors Should Automate Data Collection

Today’s technology has made it possible for supervisors to collect massive amounts of granular data from financial services providers – but should they? Yes, but only if they automate data collection.

Data Collection by Supervisors of Digital Financial Services

Digital financial services (DFS) have grown considerably in emerging markets and developing economies, where they are instrumental for financial inclusion. DFS supervision needs to ensure that this expansion happens in a way that facilitates sustained, healthy financial inclusion.