Stefan Staschen

Senior Financial Sector Specialist

Based in Berlin, Stefan Staschen leads the Digital Financial Services Regulation and Supervision project. He has more than 20 years of experience working on financial inclusion, focusing on policy and regulatory issues in microfinance and digital financial services. He has worked with numerous regulators and supervisors primarily in Sub-Saharan Africa and South Asia, but also in Central and Eastern Europe, Southeast Asia, and Arab countries.

Before joining CGAP as a staff in 2016, Stefan worked for 15 years as an independent consultant on inclusive financial policy and lived for several years each in the United Kingdom, Kenya, and Turkey.

Stefan has a Doctorate degree from the London School of Economics and a Master’s degree in Economics from the Free University of Berlin.

By Stefan Staschen


Regulating Platform-Based Finance: Seeing the Big Picture

The scale and scope of platform-based finance extends beyond the powers of a single regulator – cooperation across agencies will be essential.

Platform-Based Finance: How Can Regulators Preserve Competition?

As big tech platforms enter the financial services space, they could potentially undermine competition in ways that set back financial inclusion. How can regulators preserve healthy competition and harness the potential of platform-based finance?

Platform-Based Finance: Are Regulators Up to the Data Protection Task?

As big techs and other platforms ramp up their financial service offerings in emerging markets, regulators can look at developments in advanced economies to get a glimpse into the data protection issues they will need to consider.

3 Regulatory Challenges Posed by Platform-Based Finance

Between the global big techs and the local unicorns, platforms will soon be a major force in financial services if they are not already. Here are the three main sets of challenges they pose for regulators.

Pitfalls in MFI Digitization: Overlooking the Regulatory Environment

Digitization can benefit microfinance institutions (MFIs), but it also creates regulatory complexity. Losing sight of the regulatory environment can lead to costly mistakes. Here are three regulatory aspects of digitization for MFIs to consider.