Sukhwinder Arora

Sukhwinder Arora worked for DFID, Oxford Policy Management, ActionAid, and other organizations on financial inclusion and financial sector development for over three decades. He set up Arora Associates Limited (AAL) in 2015. The research and analysis for the East Africa Strategy were jointly undertaken by AAL and MSC with support from the Inclusive Financial Systems program at the Bill & Melinda Gates Foundation.

By Sukhwinder Arora


Good News for Young Women’s Financial Inclusion in East Africa

Young women in East Africa are demanding and using financial services earlier and faster than a decade ago, according to Bill and Melinda Gates Foundation analysis of Findex 2021 and 2011 data. The second blog in our series unpacks these findings.

Finance Fit for Opportunities and Shocks: What Helps Poor Clients Most

To better understand the impact of financial services on people's lives, providers will need to invest in deeper customer research with the help of the broader financial inclusion community.

How to Measure Results of Financial Sector Development Programs

No single methodology is likely to respond to all the measurement challenges that exist. However, a combination of methods and mindsets may collectively help provide a credible narrative for how a financial market changed and why.

Why And How Should We Measure Progress In Market Development?

With increasing scrutiny of aid budgets in donor countries, the pressures to prove impact of development programs are higher than ever before. It is relatively easy to assess impacts in a backward-looking fashion when there is already some record of progress, but measurement challenges are more daunting at the start of a program, when impact assessment needs to be forward-looking.