Weselina Angelow is part of WSBI (World Savings and Retail Banking Institute)'s global efforts to providing an account for everyone and making a contribution to universal financial access. She manages the WSBI Programme for making small scale savings work, a Programme run with WSBI member banks worldwide. Her focus is on understanding the drivers of usage for formal savings services when offered to the underserved and unbanked in remote areas of Africa, Asia and Latin America. Prior to joining WSBI, Weselina worked as a consultant for GIZ's KKMU support programme in Chile and managed the implementation of e-commerce solutions for Pixell GmbH Germany. Weselina holds a diploma in economics from Bonn University and an Executive Master in Responsible Banking from IEB, LSE and WSBI.