Estelle Lahaye

Senior Financial Sector Specialist

Estelle Lahaye leads CGAP’s work to engage with funders, global advocacy bodies, and support organizations to co-create knowledge, share information, provide guidance, and advocate for effective financial inclusion.

Ms. Lahaye has 15 years of experience in financial inclusion and banking. Her work at CGAP includes facilitating CGAP’s strategy development process and leading experimentation and research activities on digital financial services in the West African Economic and Monetary Union. Before joining CGAP, she worked as an account manager in Luxembourg at Banco Itaú Europa, the international private banking division of Banco Itaú, Brazil.

Ms. Lahaye has a Master’s degree in Business from San Francisco State University and an undergraduate degree in banking, finance, and insurance from the University of Nancy 2 in France. She is fluent in French and Portuguese.

By Estelle Lahaye


3 Trends in Women’s Financial Inclusion Funding

Funding for women's financial inclusion is on the rise, but just 10 percent of financial inclusion programs are identified as having a gender component, according to the CGAP Funders Survey.

Engaging with Country Offices to Embed Digital Finance

USAID is a decentralized donor and its digital financial services (DFS) practice seeks to influence country offices to incorporate DFS into their programming. But how can a small technical team at headquarters influence a large decentralized organization to prioritize DFS?

The 10-Year Challenge: How Has Financial Inclusion Funding Changed?

Funding for financial inclusion quadrupled between 2007 and 2017. However, greater coordination is needed to ensure funders focus on filling gaps in the sector without duplicating efforts and they build interventions based on their comparative advantage.

Navigating the Next Wave of Blended Finance for Financial Inclusion

This Brief presents opportunities for the new wave of blended finance and points to areas that deserve further attention to optimize the use of different funding sources to advance responsible financial inclusion.

Women’s Financial Inclusion: Are Funders Moving the Needle?

Many countries with significant funding for women’s financial inclusion are seeing a widening gender gap. What does this mean for funders?