The 500 million smallholder households worldwide are ready for targeted innovation and solutions, but they are a diverse group. To design and deliver high-value services, financial services providers, government bodies, and agricultural development partners should distinguish among Subsisting, Commercializing, and Diversifying smallholder households. These three segments differ according to their crop and livestock sales, amount of agricultural land, and smallholder livelihood profile.
CGAP research identifies three segments of smallholder households and uses data from nationally representative surveys of smallholder households to outline recommendations on high-value financial solutions.
Our nationally representative surveys offer an unparalleled glimpse into smallholders’ agricultural and financial lives, and now there is a quick and easy way to explore our data.