All Publications
Publication
Commercial Banks in Microfinance: New Actors in the Microfinance World
Now commercial banks in developing countries have begun to see microfinance not only as a valuable public relations tool but a profitable venture and are beginning to examine the micro-finance market.Publication
Cost Allocation for Multi-Service Microfinance Institutions
Using examples from the field and an actual microfinance institution (MFI) -- BRAC -- this Occasional Paper explores alternative answers to a series of questions that MFI managers should ask themselves regarding the allocation of costs and assets among cost centers and the impact of cost allocation on the financial statements of multiservice MFIs.Publication
How CGAP Member Donors Fund Microfinance Institutions
This Focus Note emanated from CGAP’s Secretariat fielding the same questions from numerous microfinance practitioners worldwide: “How do the Member Donors of CGAP fund microfinance institutions?Publication
State-Owned Development Banks in Microfinance
The vast majority of successful MFIs are private, nongovernment entities that run on sound business principles.Publication
Anatomy of a Microfinance Deal
What is the best way to support a microfinance institution (MFI) that has a track record of extending quality financial services to significant numbers of poor people on a progressively financially sustainable basis?Publication
The Challenge of Growth for Microfinance:The BancoSol Experience
This note focuses on the financial and management challenges MFIs face as they grow and formalize.Publication
Introducing Savings in Microcredit Institutions: When and How?
Voluntary deposits as a source of commercial finance for microcredit institutions, has generated a lot of interest and debate in recent years.Publication
Financial Sustainability, Targeting the Poorest, and Income Impact
Can microfinance institutions (MFIs) achieve financial sustainability and reach the poorest of the poor? What are the tradeoffs in pursuing these two goals simultaneously? These are among the key questions addressed by David Hulme and Paul Mosley in their recent book, Finance Against Poverty (London: Routledge, 1996). The findings of this book have sparked a lot of discussion among microfinance specialists. The objective of this note is to bring these findings to a wider readership. It is not a review of the book and should not be considered as such.Publication
Regulation and Supervision of Microfinance Institutions
There is a huge unmet demand for financial services in the microenterprise sector. Despite some success stories, MFIs probably reach fewer than 5 percent of the potential clients.Publication