The target audience is low-income heads of households such as tradesmen and farmers. The product will have the ability to store money, send money, save money, buy airtime, pay bills, access credit, and act as a bank card. All of these services will be available on mobile phone using USSD, once an individual has been registered by an agent. By using simple solutions such as USSD, they are providing a lower barrier to entry, thereby making the fintech market more inclusive.

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Payment integration services, application interfaces, and access channels for companies and individuals to perform all kinds of digital financial services. Its e-wallet will allow users to continue to use their bank accounts and mobile wallets to carry out payment of services but in a more intuitive, comprehensive, and conscious way. It is designing new systems for low-value payments such as transport, public service taxes, and show entrance fees.

Robobo has recently been developing a solution known as PagaLu, a payment aggregator service that enables payments between mobile wallets, bank accounts, and other methods. PagaLu is aimed at startups, entrepreneurs, content creators, and all who wish to monetize or accept payments from the majority of the commonly used means of transaction. Currently the solution is in a pilot phase with companies in the news subscriptions market and is expecting to manage more than 10,000 daily transactions at start. Robobo’s vision is to grow the fintech sector in Mozambique, expanding opportunities for small businesses.

Its solution aims to change the local financial market by increasing digitalisation of transactions in local currency. The Ekuvita team hopes that Quick-e-Pay ​can improve financial inclusion by leveraging free online payments for goods and services, integrating e-finance into the Mozambican ecosystem, and opening up e-finance opportunities for all. It envisages a local farmer using the platform to sell vegetables to a nearby city supermarket or a food delivery company that can offer food online with payment confirmation.