Blog

Digital Payments That Resonate with Low-Income Farmers

A major Mozambican cotton producer found that local farmers thought bank accounts were only for wealthier people. It teamed up with an innovative bank to show that wasn’t true.
Blog

Cultivating Opportunities for Women in Agriculture

National surveys in Mozambique and Tanzania show that women in agriculture do not diversify their incomes as much as men do. Equal access to financial services could help women to generate new sources of income.
Blog

Five Fresh Facts from the Smallholder Diaries

How are smallholder families managing their money? What challenges do they face? What financial solutions can help? CGAP’s Financial Diaries with Smallholder Households ("Smallholder Diaries”) spent a year with 270 farming families in Mozambique, Tanzania, and Pakistan to find out.
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Is the Hunger Season Really the Sick Season?

For many smallholders, "the hunger season," when little can be harvested, is the worst time of the year. What financial and other tools might help farmers to better endure the rainy, sick, and hungry months?
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The Smallholder Lens: Financial Success, Struggle in Mozambique

Photos from smallholder families in Mozambique tell the human story behind the data on the unique challenges the world's 475 million smallholder families face.
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A December Bonus for Mozambican Farmers

In the Smallholder Financial Diaries, currently underway in Mozambique, Tanzania, and Pakistan, a detailed view of the seasonal cycles that govern smallholder farmer’s lives is becoming clearer.
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Geography Matters When Talking about Smallholders

As a smallholder, geography not only determines the climate of your village and the farm-readiness of your land, but also plays a role in determining how well-connected you are to irrigation, inputs like seeds and fertilizer, buyers, markets, and training.
Blog

Smallholder Households: A Financial Inclusion Imperative

A new Focus Note provides early insights into the Smallholder Households Financial Diaries project and highlights how smallholders weave together agricultural and nonagricultural sources of income to meet their needs.
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CGAP’s National Surveys of Smallholder Households

CGAP is undertaking national surveys of smallholders in Mozambique and Tanzania to identify distinct segments of households and determine their demand for financial services.