Blog Series

Young Women's Financial Inclusion: What Works

The evidence is in: well-designed financial inclusion initiatives can make a difference in the lives of disadvantaged young women navigating tough transitions. But what exactly do "well-designed" initiatives look like? This series reflects on nearly…

Strengthening FSPs to navigate climate change

Most financial institutions in emerging markets and developing economies are still trying to figure out whether and how to respond to climate change. This blog series offers practical reflections on what they can do to navigate this new…

Emerging Tech at the Last Mile: Bridging Innovation and Reality for Rural Women

How can fast-evolving technology deliver real value for rural women in agriculture? This CGAP blog series distills lessons from ABERA, which aims to improve the climate resilience of financial and agricultural service providers and the rural women…

Findex in Focus: CGAP’s Take on the Next Chapter of Financial Inclusion

This series provides CGAP’s analysis on the latest data from the Global Findex Database 2025, exploring what the report tells us about financial inclusion today—and what it will take to move from access to real impact for people…

CGAP Leadership Essay Series

What factors are shaping the future of financial inclusion and offer the most promise for improving the lives of poor people? In this series of Essays, CGAP’s leaders consider where the sector is heading, and which innovations hold the greatest…

AI and the Future of Financial Inclusion

Artificial Intelligence (AI) is transforming the landscape of financial inclusion. This blog series explores how AI can expand access to financial services for underserved communities, spotlighting innovative solutions that bridge financial gaps and…

Insights from the Impact Pathfinder

As part of its Financial Inclusion 2.0 initiative, CGAP created the Impact Pathfinder, an interactive tool designed to make available evidence easily accessible. This blog series delves deeper into insights from the Impact Pathfinder,…

Regulatory Sandboxes: What Have We Learned So Far?

A regulatory sandbox is a framework set up by a regulator that allows FinTech startups and other innovators to conduct live experiments in a controlled environment under a regulator’s supervision. In this blog series, CGAP takes a critical look at…

FATF Standards Revisions and Financial Inclusion Impact

The Financial Action Task Force (FATF) is an international standard-setting body for anti-money laundering and counter-terrorist/proliferation financing (AML/CFT/CPF) standards. These standards largely determine how individual countries and…

Grassroots Adaptation for Climate Resilience: Customer Perspectives

This three-blog series shares findings from research by CGAP along with Decodis and MSC on how people living in poverty in Nigeria and Bangladesh are preparing for, coping with, and adapting to climate shocks, and what role financial services are…

Financial Services on the Frontlines: Insights from Crisis-Affected Regions

This blog series explores the role of financial services in resilience and adaptability during times of crisis. It offers critical insights into the strategies of customers and financial institutions in navigating crises and explores how the…

Bangladesh at 50: Reflections on Financial Inclusion

Bangladesh turned 50 in 2021. Over the decades since its independence, the country has made significant progress on many measures of development, among them financial inclusion. Bangladesh offers the financial inclusion community an opportunity to…

Platform-Based Finance: Regulatory Challenges and Solutions

Big tech platforms from Facebook and Amazon to Alibaba and Tencent are reshaping economies around the world. Increasingly, they are showing interest in entering the financial services space. While platform-based finance has significant potential to…

Financial Services for Platform Workers: The Current State and Work Ahead

A diverse set of individuals and microenterprises generate their livelihoods through digital platforms, growing fast in emerging markets and developing economies (EMDEs). In this blog series, CGAP unpacks its extensive research with platform workers…

Pitfalls in MFI Digitization: What They Are and How to Avoid Them

Microfinance institutions (MFIs) around the world are exploring ways to digitize their operations. While some have achieved success, others have found this to be a difficult, costly endeavor in which success is anything but guaranteed. This blog…

Young Women's Financial Inclusion: Drivers, Patterns, and Trends

Despite an overall positive trend, the gender gap in financial inclusion remains stubbornly persistent in some parts of the world. To understand what gives rise to this gender gap and how it evolves over time, CGAP and the Bill & Melinda Gates…

Cultivating Change: Empowering Rural Women through ABERA

Rural women play crucial roles in families, farms, and businesses, but their unique financial aspirations, constraints, and risks – including to climate shocks and stresses – are overlooked and underserved. CGAP and IDH are on a mission to change…

FinTech for MSEs

Nearly 500 million micro and small enterprises (MSEs) are estimated to be operating around the world. Access to credit and other financial services is critical to the growth and sustainability of these businesses, and consequentially to the low-…

Microfinance Solvency and COVID-19

When COVID-19 hit, it did not take long for questions to emerge about whether the pandemic posed an existential threat to the microfinance sector. CGAP’s research has demonstrated the need to carefully monitor solvency in the longer term as the…

Taking a Closer Look at Financial Inclusion Funding Trends

For more than a decade, the CGAP Annual Cross-Border Funder Survey has tracked and reported on international funding commitments for financial inclusion. Each year’s data reveals specific themes worthy of further analysis and emerging priorities for…