Blog Series

Microfinance and COVID-19: Insights from CGAP's Global Pulse Survey

The global microfinance sector is facing a crisis at a time when many borrowers are unable to repay their loans due to the COVID-19 (coronavirus) pandemic. Launched on June 1, 2020, CGAP's biweekly survey of microfinance institutions (MFIs) is the…

Africa’s Gig Economy and the Role of Digital Finance

Digital gig platforms are on the rise globally, connecting millions of independent workers to expanded markets. But research indicates – and the COVID-19 crisis has highlighted – that such platforms have done little to alleviate risks fundamental to…

Coronavirus (COVID-19): Financial Services in the Global Response

The coronavirus (COVID-19) crisis is first and foremost a public health crisis, but it is also threatening many people’s financial security. This is especially true for low-income families in developing countries. As reports of distress pour in from…

Financial Services in Humanitarian Crises

This blog series explores the role that financial services can play for displaced people. Topics include the demand for financial services among FDPs, disaster insurance, and cash transfers. The millions of refugees and people forcibly displaced…

Impact and Evidence in Financial Inclusion: Taking Stock

Whether and how financial services improve the lives of low-income people remains the subject of intense debate despite decades of evidence-gathering. The evidence to date appears mixed and often contradictory. As a result, different factions in the…

Cybersecurity and Financial Inclusion: Protecting Customers, Building Trust

Cyber-threats have become a growing concern in emerging financial markets and are weakening consumer trust and confidence in digital financial services. Industry players and governments in emerging markets are becoming aware of the need to develop…

Open APIs: Unlocking Innovation in Digital Finance

This blog series explores how digital payment providers can unlock innovation in the digital finance ecosystem by selling open APIs to third-parties, empowering these companies to create new products and services that benefit providers, third-…

Financial Services in Youth Education and Employment

There are about 1 billion people between 15 and 24 years of age in the world’s less developed regions. As they grow into adulthood, they will need support from many sources – including parents, trusted mentors, and social networks – and a variety of…

CGAP Leadership Essay Series

What factors are shaping the future of financial inclusion and offer the most promise for improving the lives of poor people? In this series of Essays, CGAP’s leaders consider where the sector is heading, and which innovations hold the greatest…

Regulatory Sandboxes: What Have We Learned So Far?

A regulatory sandbox is a framework set up by a regulator that allows FinTech startups and other innovators to conduct live experiments in a controlled environment under a regulator’s supervision. In this blog series, CGAP takes a critical look at…

Financial Inclusion in Turkey in 2015

Turkey currently holds the G20 presidency and has declared financial inclusion to be one of its presidency’s priorities as a powerful driver of inclusive growth. In this series, Olga Tomilova and Stefan Staschen share some of their impressions on…

More In-Depth: Selected Analysis of International Funding for Financial Inclusion

What areas of financial inclusion are funders focusing on? Which countries are receiving the most funding? Are funders’ interventions making a difference? In this blog series, we look at data on international funding for financial inclusion and…

Digital Credit: A Fast-Moving Global Trend

This 2016 series shares early insights on digital credit, a fast-moving area in financial product innovation. In this series, we highlight the new Introduction to Digital Credit materials developed by CGAP, along with experiments and findings from…

Branchless Banking in China

CGAP's report "China: A New Paradigm in Branchless Banking" highlights the opportunities for greater financial inclusion through technology, specifically the use of agents and branchless banking. Despite dramatic poverty reduction over the past 20…

Financial Inclusion and Education

The stakes in achieving universal access to high-quality education are high, yet many children remain out of school. The financial challenges associated with paying school fees and covering the other costs of education contribute to this problem. In…

Financial Inclusion and Energy

Roughly 1.1 billion people worldwide lack electricity, and almost 85 percent of those without power live in rural areas. Distributed energy solutions that leverage digital payments open up opportunities to reach millions of people at low cost. In…

Frontier Agents

GSMA's 2017 State of the Industry reports a global total of 5.3 million agents, an impressive sixfold increase over the 886,000 agents in existence just five years ago. However, the bulk of digital financial services (DFS) agents are in urban or…

Financial Inclusion and Water

About 700 million people lack a clean water source. One of the most difficult challenges in expanding access to clean water is helping water utilities become financially resilient in low-income areas, where revenue is generally low and operating…

What’s the Evidence on Over-Indebtedness?

This kicks-off a blog series on over-indebtedness.