The Promise of Fintech for Micro and Small EnterprisesNearly 500 million micro and small enterprises (MSEs) are estimated to be operating around the world. Access to credit and other financial services is critical to the growth and sustainability of these businesses, and consequentially to the low-income and vulnerable populations which rely on MSEs for their livelihoods. Yet despite decades of efforts and some notable successes in expanding MSE finance, the credit gap remains an estimated 4.9 trillion U.S. dollars.
TymeBank Case Study: The Customer Impact of Inclusive Digital BankingAs a fully digital retail bank in South Africa, TymeBank has created a suite of basic products that cater to the essential financial needs of low-income rural customers.
Digitization in Microfinance: Case Studies of Pathways to SuccessThis Working Paper takes a unique look at microfinance institution innovation with digital technologies by featuring case studies on five MFIs that successfully created measurable customer and business value through digitization:
Microfinance Solvency and COVID-19: A Call for CoordinationThis COVID-19 Briefing looks specifically at how to address the solvency risks facing medium and small microfinance providers, which often reach into communities and geographic areas that are not served by larger lenders.
Snapshots: MFIs During the COVID-19 CrisisCGAP and Symbiotics analyze COVID-19's impact on the performance of the more than 300 microfinance institutions (MFIs) in Symbiotics global portfolio, in this series of brief papers published between November 2020 and July 2021.
Crisis Roadmap for Microfinance Institutions: COVID-19 and BeyondThis practical guide describes steps that microfinance institutions can take to navigate the COVID-19 health pandemic and prepare for future crises.
Debt Restructuring in MicrofinanceBased on workshops with nearly 300 participants from 30 countries, this COVID-19 Briefing contains insights for creditors and debtors on ways to effectively manage debt restructuring talks, brought on by the COVID-19 crisis.
Results Dashboard: CGAP Pulse Survey of Microfinance Institutions
The interactive dashboard is no longer available. For more information on the CGAP Pulse Survey of Microfinance Institutions that launched in June 2020 and concluded in December 2020, please visit the following pages:
Microfinance and COVID-19: A Framework for Regulatory ResponseA framework for identifying and assessing crisis responses must take account of the special characteristics of microfinance which leads to the question of how regulators should respond. A review of current practice in a range of countries suggests there are six key steps to be taken at the level of regulation and policy.