Slide Deck
Digital Banks: How Can They Deepen Financial Inclusion?
This slide deck sheds light on the digitization of banking and analyzes the connection of three new business models to financial inclusion: fully digital retail banks, marketplace banks and banking-as-a-service.Publication
The Use of Agents by Digital Financial Services Providers
Agents play a crucial role in lowering the cost of delivery to reach the unbanked and underbanked population. An increasing number of countries, especially emerging markets and developing economies, allow a diverse array of banks and nonbank institutions to distribute digital financial services through agents.Podcast
I Do Not Accept These Terms & Conditions
CGAP's privacy and consumer financial services expert David Medine discusses the risks that millions of low-income consumers face in developing countries as they start using digital financial servicesPublication
Making Data Work for the Poor
The consumer consent model for data privacy and protection is broken. It’s time for a new data paradigm whereby financial services providers and data collectors take greater responsibility for protecting customers’ data.Infographic
How to Make Data Work for the Poor
It's time for new approaches to data protection and privacy. This infographic showcases CGAP's solution in a visual format.Publication
2018 Trends in International Funding for Financial Inclusion
International funding increased by 12 percent in 2018 to approximately $47 billion, a trend that has been consistent over the past five years. A third of international funders have been purposefully aligning their financial inclusion efforts to the achievement of SDGs.Data
International Funding for Financial Inclusion in 2018: Global Data
Data snapshots are available at the global and regional levels and represent funding commitments from 23 international public and private funders.Publication
Nonbank E-Money Issuers vs. Payments Banks: How Do They Compare?
A special licensing category for nonbank e-money issuers is considered a key regulatory enabler for inclusive digital financial services. This Technical Note compares the EMI license with the payments bank license that India, Mexico and Nigeria have created.Publication
Is Data Privacy Good for Business?
Do poor customers value data privacy? Six experiments in India and Kenya indicated they do and are willing to pay for it. For providers, this suggests that offering products with privacy and protection features can give them a competitive market edge.Podcast