Research & Analysis

Innovations in Asset Finance

With the SDGs facing an estimated annual investment gap of $2.5 trillion, innovations in asset financing offer a more sustainable alternative to transfers, with the potential to drive asset ownership at scale.

Technology Building Blocks for an Open API Strategy

This slide deck is designed to help business leaders who are not IT specialists learn how to make informed decisions about the technologies supporting their open APIs.

Humanitarian Cash Transfers and Financial Inclusion

Syrian refugees in Lebanon and Jordan receive more than one quarter of their humanitarian assistance in the form of cash and vouchers. Leveraging this aid delivery to connect refugees to the formal financial system requires the host country to have widespread digital financial ecosystem in place and coordination among governments, aid agencies, and financial service providers.

Assets Matter to Poor People

CGAP has undertaken a comprehensive review of the available evidence to understand (i) how asset ownership can lead to improvements in well-being for poor households and (ii) whether obtaining an asset through a loan or lease as opposed to a transfer, grant, or outright purchase affects the benefits associated with ownership.

Digital Banks: How Can They Deepen Financial Inclusion?

This slide deck sheds light on the digitization of banking and analyzes the connection of three new business models to financial inclusion: fully digital retail banks, marketplace banks and banking-as-a-service.

The Use of Agents by Digital Financial Services Providers

Agents play a crucial role in lowering the cost of delivery to reach the unbanked and underbanked population. An increasing number of countries, especially emerging markets and developing economies, allow a diverse array of banks and nonbank institutions to distribute digital financial services through agents.

I Do Not Accept These Terms & Conditions

CGAP's privacy and consumer financial services expert David Medine discusses the risks that millions of low-income consumers face in developing countries as they start using digital financial services

Making Data Work for the Poor

The consumer consent model for data privacy and protection is broken. It’s time for a new data paradigm whereby financial services providers and data collectors take greater responsibility for protecting customers’ data.

How to Make Data Work for the Poor

It's time for new approaches to data protection and privacy. This infographic showcases CGAP's solution in a visual format.

2018 Trends in International Funding for Financial Inclusion

International funding increased by 12 percent in 2018 to approximately $47 billion, a trend that has been consistent over the past five years. A third of international funders have been purposefully aligning their financial inclusion efforts to the achievement of SDGs.