Research & Analysis

Strange Beasts: Making Sense of PAYGo Solar Business Models

Despite their relatively recent emergence, PAYGo companies are rapidly approaching maturity. These businesses have the chance to reduce the energy poverty gap, drive financial inclusion, and improve the quality of life for millions of people.

Escaping Darkness: Understanding Consumer Value in PAYGo Solar

This paper uses research and interviews with customers to understand the value they derive from PAYGo solar, why they decided to purchase it, how they were able to afford and pay for it, and whether they considered the product a “good deal” in the end.

Data Collection by Supervisors of Digital Financial Services

Digital financial services (DFS) have grown considerably in emerging markets and developing economies, where they are instrumental for financial inclusion. DFS supervision needs to ensure that this expansion happens in a way that facilitates sustained, healthy financial inclusion.

Key Trends in International Funding for Financial Inclusion in 2016

The CGAP Cross-Border Funder Survey shows that funder commitments to financial inclusion reached a historic high of US$37 billion in 2016.

China's Alipay and WeChat Pay: Reaching Rural Users

This Brief explores the emergence, similarities, and differences between China's Alipay and WeChat Pay and the affects these elements may have on the way they compete in the rural arena.

The Impact of Smartphones on Financial Inclusion

Regulatory Framework for DFS in Côte d’Ivoire

This diagnostic provides an analysis of the regulatory framework for DFS in Côte d’Ivoire, including its coverage, conducive features, and gaps and obstacles. The paper also offers recommendations on how to address these issues.

Insights from the Household Survey in Nigeria

National Survey and Segmentation of Smallholder Households in Nigeria

This survey explores the agricultural and non-agricultural activities, financial practices and interests, and challenges and aspirations of over 3,300 smallholder families throughout Nigeria.

Measuring Market Development

Monitoring and evaluation is an increasingly prominent aspect of development programs. This Handbook guides funders and their implementing partners on how to effectively measure results of financial inclusion programs that apply a systemic approach.