Research & Analysis

Digital Credit Market Monitoring in Tanzania

Transactional and demographic data on over 20 million digital loans in Tanzania paints a first-of-its-kind picture of the digital credit market, revealing troubling rates of delinquency and default and suggesting that funders should place greater emphasis on consumer protection.

A Market Systems Approach to Financial Inclusion

A market systems approach to financial inclusion means considering all aspects of a market system, and working to break down barriers that exclude the poor by nudging market actors to take up missing or weak functions in the market.

Navigating the Next Wave of Blended Finance for Financial Inclusion

This Brief presents opportunities for the new wave of blended finance and points to areas that deserve further attention to optimize the use of different funding sources to advance responsible financial inclusion.

Digital Finance for the Real Economy: Water

This presentation is part of a series that synthesizes what we have learned and our insights into the power and challenges of digital finance.

Using Satellite Data to Scale Smallholder Agricultural Insurance

Smallholder families that use agricultural insurance can increase investments in more productive farming and nonfarming ventures as they feel more confident in managing related risks. However, significantly scaling the use of agricultural insurance among smallholders has been difficult in many parts of the world, especially in Africa.

Customer-Centric Guide

The CGAP Customer-Centric Guide explores challenges, strategies, and actions that lead to value for the business and for the customer.

Cybersecurity for Mobile Financial Services

This deck answers key questions regulators, supervisors, mobile network operators, and digital financial services providers have about vulnerabilities in mobile financial services and countermeasures that can be taken to address data security.

Exploring Blockchain Applications to Agricultural Finance

Learn about how distributed ledger technologies can be applied to agricultural finance in developing countries.

Behavioral Research: The Secret Ingredient for Consumer Protection Policy

This video shows how behavioral research improves understanding of firm and consumer behavior, resulting in creative new approaches to policy design.

Building Inclusive Payment Ecosystems in Tanzania and Ghana

Across Sub-Saharan Africa, new success stories are playing out, yet little is understood about the approaches many countries in the region have taken to develop inclusive payment ecosystems. CGAP set out to examine pathways to inclusive payment ecosystems in two Sub-Saharan African countries, Tanzania and Ghana, to learn from their experiences.