Research & Analysis

Global Partnerships Case Study: Measuring and Managing Financial Inclusion Outcomes

This case study explores how Global Partnerships integrates outcomes data into investment decisions, highlighting key enablers for success, including leadership support, impact-driven strategy, and collaborative partnerships with financial service providers.

The Next Chapter for Women’s Financial Inclusion: Moving Toward a Visible Step-Change

A new approach integrating public and private sector efforts is crucial to address women's financial inclusion (WFI). CGAP’s gender conceptual framework aims to offer a new vision of WFI through a whole-of-market approach, requiring commitment from both sectors to drive impactful change.

Young Women's Financial Inclusion: What Works

This paper summarizes two decades of insights to help practitioners unlock the social and business case for young women’s financial inclusion. It outlines tailored strategies for product design, delivery, financial capability, and social intermediation to meet the needs of this diverse and vital client group.

Inclusive Fintech: How Startups are Bridging the Finance Gap for Microenterprises

This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.

Responsible Digital Finance Ecosystem (RDFE): A Conceptual Framework

This framework builds on global and country knowledge to help financial sector authorities and key ecosystem actors strengthen financial consumer protection in the digital era through a holistic ecosystem approach.

Empowering Small Giants: Inclusive Embedded Finance for Micro-retailers

This focus note outlines various business models that incorporate last-mile retailers into digital ordering platforms, offering them convenience, transparency, and a wide range of products.

Financial Inclusion and Disruptive Innovation: Regulatory Implications

This working paper explores the latest wave of disruptive financial services innovations to better understand the regulatory changes that allow EMDEs to harness their financial inclusion potential while containing consumer and financial sector risk.

8 Billion Reasons: Inclusive Finance as a Catalyst for Climate Action

We cannot tackle climate change effectively without inclusive financial services. CGAP outlines five areas for collaborative action between stakeholders working on climate change and those working on inclusive finance in order to leverage inclusive finance to scale grassroots climate action.

The Role of Data in Inclusive Insurance

With 3.8 billion people in emerging markets lacking adequate insurance coverage, data plays a crucial role in enabling insurers to comprehend these segments' specific needs and risk profiles. This, in turn, helps develop more accurate risk assessment and pricing models for inclusive insurance offerings.

From Crisis to Resilience: The Role of Inclusive Finance in Fragile Countries

Inclusive finance can bolster resilience and unlock opportunities for low-income people in fragile countries. CGAP identifies three levers of change for funders: leveraging humanitarian cash transfers, understanding informal financial services, and improving local market facilitation.