Research & Analysis

Global Partnerships Case Study: Measuring and Managing Financial Inclusion Outcomes

This case study explores how Global Partnerships integrates outcomes data into investment decisions, highlighting key enablers for success, including leadership support, impact-driven strategy, and collaborative partnerships with financial service providers.

Investing for Financial Inclusion: Four Enablers for Outcomes Measurement and Management

Impact investors are adopting outcomes-focused impact measurement and management (IMM) to enhance transparency and mitigate risks. This approach emphasizes tracking development and intermediate outcomes and using this data for decision-making. The paper outlines key enablers to advance outcomes-focused IMM in financial inclusion investments.

The Next Chapter for Women’s Financial Inclusion: Moving Toward a Visible Step-Change

A new approach integrating public and private sector efforts is crucial to address women's financial inclusion (WFI). CGAP’s gender conceptual framework aims to offer a new vision of WFI through a whole-of-market approach, requiring commitment from both sectors to drive impactful change.

Young Women's Financial Inclusion: What Works

This paper summarizes two decades of insights to help practitioners unlock the social and business case for young women’s financial inclusion. It outlines tailored strategies for product design, delivery, financial capability, and social intermediation to meet the needs of this diverse and vital client group.

Inclusive Fintech: How Startups are Bridging the Finance Gap for Microenterprises

Inclusive fintech startups are leveraging innovative credit products to support microenterprises in emerging markets. These startups use data, channel partnerships, and tailored pricing to make financial services more accessible and suitable for microenterprises. This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.

Responsible Digital Finance Ecosystem (RDFE): A Conceptual Framework

This framework builds on global and country knowledge to help financial sector authorities and key ecosystem actors strengthen financial consumer protection in the digital era through a holistic ecosystem approach.

Empowering Small Giants: Inclusive Embedded Finance for Micro-retailers

Financial inclusion is becoming more feasible for many excluded and underserved micro-retailers, thanks to the emergence of new B2B e-commerce companies that are digitizing the final stage of the fast-moving consumer goods (FMCG) supply chain. This report outlines various business models that incorporate last-mile retailers into digital ordering platforms, offering them convenience, transparency, and a wide range of products.

Financial Inclusion and Disruptive Innovation: Regulatory Implications

This working paper explores the latest wave of disruptive financial services innovations to better understand the regulatory changes that allow EMDEs to harness their financial inclusion potential while containing consumer and financial sector risk.

8 Billion Reasons: Inclusive Finance as a Catalyst for Climate Action

We cannot tackle climate change effectively without inclusive financial services. CGAP outlines five areas for collaborative action between stakeholders working on climate change and those working on inclusive finance in order to leverage inclusive finance to scale grassroots climate action.

The Role of Data in Inclusive Insurance

With 3.8 billion people in emerging markets lacking adequate insurance coverage, data plays a crucial role in enabling insurers to comprehend these segments' specific needs and risk profiles. This, in turn, helps develop more accurate risk assessment and pricing models for inclusive insurance offerings.